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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,557 reviews, last reviewed 11th Aug 2026
26% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic Fantastic good company to work with thank you so much Reviewed on: 11th August 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4557)

Very helpful service.

5
Very helpful service. Really I’m thankful to clockwise credit union Reviewed on: 3rd June 2026

Extremely high interest rates.

2
From my experience, the interest rates are extremely high and the approval amount is always kept under the highest rate amount bracket despite having good rapport and being a clockwise customer for years and years. Only having issues with payments in the last few months but never in the 10/11 years prior to that. Reviewed on: 3rd June 2026

The family loan I got with clockwise

5
The family loan I got with clockwise, has helped me so much in the summer with not having to worry about my children’s school uniform plus having the worry about my children having 6 weeks off! The fact the loan comes straight out of my child benefit helps me so much! so Thankyou for that. Reviewed on: 3rd June 2026

Understanding

5
Clockwise as been very good to me with loan application always had one when applied which as helped me out alot Reviewed on: 3rd June 2026

Clockwise credit union.

5
Clockwise credit union.where there in times I needed a quick loan at affordable repayment. Reviewed on: 3rd June 2026

I have very Good experience , customer service an ex...

5
I have very Good experience , customer service an explanation Reviewed on: 3rd June 2026

Never had an issue

5
I've never had an issue with clockwise, I have been with them for over 18years, always had excellent customer service. They are quick with a decision, reliable and extremely helpful. Reviewed on: 3rd June 2026

I was struggling to get a loan, had poor credit, eve...

5
I was struggling to get a loan, had poor credit, ever since got loan from clockwise helped me build my credit up again Reviewed on: 3rd June 2026

Fantastic company

5
Fantastic company That really helps Reviewed on: 3rd June 2026

It's been brilliant workers are so polite and helpful.

4
It's been brilliant workers are so polite and helpful. They are rather quick with responding and do anything to help in anyway a way you can understand Reviewed on: 3rd June 2026

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