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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (2928)

Poor experience

1
I made a request for a loan it has been going bon for almost a week now everyday there has been another issue I went to job centre spent 2 hours to show I'd sent this over then I was asked about paymentsbwhichbi have also sent over I have signed 2 agreements and still being asked to clarify things I have adhd and autism and this is stressing me I changed my bank to suit the agreement and still have no reply all message replies come at the end of thw day when there is no one then to reply untill the following afternoon Reviewed on: 3rd July 2025

Great set of team.

5
Great set of team. Have always helped me when needed. Not like the other loan places out there. Reviewed on: 3rd July 2025

It was very easy to get a loan and I am very happy w...

5
It was very easy to get a loan and I am very happy with customer support. Reviewed on: 3rd July 2025

The staff are very efficient polite & friendly

5
The staff are very efficient polite nothing is too much trouble Reviewed on: 3rd July 2025

I’ve used clockwise for a while now.

5
I’ve used clockwise for a while now. It’s easy and hassle free. Everything’s in one place Reviewed on: 3rd July 2025

Very helpful

5
Always there when I need them, the whole set up is just perfect for me Reviewed on: 3rd July 2025

Didn’t get the loan

5
Didn’t get the loan I wanted for some reason don’t know why as it say any credit can apply Reviewed on: 3rd July 2025

Got a loan fast when I was struggling it was a great...

5
Got a loan fast when I was struggling it was a great help Reviewed on: 3rd July 2025

quick services and straighr away money in your account

5
quick services and straighr away money in your account Reviewed on: 3rd July 2025

Rellly help when I need to top up

5
Rellly help when I need to top up Reviewed on: 3rd July 2025

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