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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,557 reviews, last reviewed 11th Aug 2026
26% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic Fantastic good company to work with thank you so much Reviewed on: 11th August 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Review Clockwise Credit Union: Personal loans now

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Clockwise Credit Union Personal loans reviews (4557)

Straight forward, no hidden charges, lovely phone op...

5
Straight forward, no hidden charges, lovely phone operators. Reviewed on: 3rd June 2026

The app on my phone its perfect and sooo easy tu use.

5
The app on my phone its perfect and sooo easy tu use. Never had any problems with it. Reviewed on: 3rd June 2026

Really helpful, staff always friendly and happy to h...

5
Really helpful, staff always friendly and happy to help, easy access to online account and staff are fast to help over the phone with any issues Reviewed on: 3rd June 2026

no title

3
sometimes good and sometimes not so good. Reviewed on: 3rd June 2026

Very helpful and thorough.

5
Very helpful and thorough. Communication was fantastic and every person iv spoke to is pleasant and couldn’t help enough. Reviewed on: 3rd June 2026

Always there to help easy and affordable

5
Always there to help easy and affordable Reviewed on: 3rd June 2026

I had a very positive experience with Clockwise

5
I had a very positive experience with Clockwise Credit Union when applying for a loan. The application process was straightforward, and the staff were friendly, professional, and helpful throughout. I appreciated how clearly everything was explained, including the repayment terms and costs, so there were no surprises. What impressed me most was the fair and supportive approach. Unlike some lenders, I felt they took the time to understand my circumstances rather than treating me like just another application. The loan was processed efficiently, and the repayments were affordable and manageable. I would highly recommend Clockwise Credit Union to anyone looking for a reliable and trustworthy loan provider with excellent customer service and fair lending practices. Reviewed on: 3rd June 2026

I needed a personal loan for family reasons, clockwi...

5
I needed a personal loan for family reasons, clockwise was very reasonable and helped my family where they could. Customer service was amazing Reviewed on: 3rd June 2026

Well, literally helped me so much.

5
Well, literally helped me so much. Loan repayments and interest very reasonable - very helpful when (through me being numpty) helped when I had issues, didn't trust me like an idiot just helped. Easy to check status Reviewed on: 3rd June 2026

Helped me when I most needed it and was so easy the...

5
Helped me when I most needed it and was so easy the staff were very helpful Reviewed on: 3rd June 2026

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