Write a review

Newsletter

Go to business site

Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.8 (4226 reviews)

View other Clockwise Credit Union products

4.80

Based on 4,225 reviews, last reviewed 22nd Jun 2026

59150% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

elp full with loan get same day pay this is very good Very happy with clockwise with the saving and loan you cam ged same day pay this is very help full thanks Reviewed on: 22nd June 2026

Latest lowest rating:

1

Great team, quick response, very effective Great team, quick response, very effective Reviewed on: 19th June 2026

Read all reviews Write a review

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Review Clockwise Credit Union: Personal loans now

Help others make smarter decisions by sharing your own experience.

Write a review

Clockwise Credit Union Personal loans reviews (4226)

everyone is lovely and the company is quick to accep...

everyone is lovely and the company is quick to accept loans Reviewed on: 16th May 2026

Really good way off managing loans

Really good way off managing loans Reviewed on: 15th May 2026

I have been with Credit Union for a number of years...

I have been with Credit Union for a number of years and always found them helpful. Reviewed on: 15th May 2026

Good experience and good customer care and would rec...

Good experience and good customer care and would recommend to anyone Reviewed on: 15th May 2026

Great there lovely people friendly and want to help.

Great there lovely people friendly and want to help. They message back quick which is very convenient. Reviewed on: 15th May 2026

It is very easy to use and if you need help they are...

It is very easy to use and if you need help they are very helpful Reviewed on: 15th May 2026

Helpful and affordable

Clockwise have always been very helpful, they are also so considerate when explaining why I needed the loan. The interest rates are very affordable and to top it off so are the repayments, it was very straight forward to apply. Reviewed on: 15th May 2026

Non judgmental good communication.

Non judgmental good communication. And great everything can be done on the app Reviewed on: 15th May 2026

Very good company excellent on service

Very good company excellent on service Reviewed on: 15th May 2026

Getting the loan was made easy and seems a fair proc...

Getting the loan was made easy and seems a fair process and initially easy to pay back, but their system lets them down, payments were made but not applied to the loan account, which meant you have to chase them. You can’t transfer to the loan on the app or overpay easily, you have to phone in and the opening hours are inconvenient if you work. You used to be allowed to email but they’ve changed this and they insist you ring. When I had concerns about my loan I write to them for answers, but they became aggressive, threatening and unhelpful and ever since I have been treated very differently by the union in not a good way.The only reason I continue to use them is because I’d rather have my finances with them than a bank. Reviewed on: 15th May 2026

Do you have a different Clockwise Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from M for Money Credit Union 4.74 from 71 reviews
Pawnbrokers (discontinued)
from Albemarle Bond (inactive company) 4.00 from 1 reviews
Peer to Peer Lending (discontinued)
from MoneyThing (inactive company) 4.05 from 1 reviews

Want to see more from Clockwise Credit Union?

Savings
from Clockwise Credit Union 4.74 from 1948 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub