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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,557 reviews, last reviewed 11th Aug 2026
26% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic Fantastic good company to work with thank you so much Reviewed on: 11th August 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4557)

Fabulous experience helped even when I got into fina...

5
Fabulous experience helped even when I got into financial difficulty Reviewed on: 1st June 2026

Quick, efficient, non judgemental, customer service

5
I have been a customer for a few years now and have never had a bad experience. They are always so helpful and respond quickly to any questions. Pay outs are always fast and it's so easy to use their platforms Reviewed on: 1st June 2026

Always there when they are needes

5
Always there when they are needes Reviewed on: 1st June 2026

I find clockwise the best company there is I been to...

5
I find clockwise the best company there is I been to mutual loans I been to pounds to pocket I been to evlo but honestly best out the lot is clockwise good people fast easy and simple Reviewed on: 1st June 2026

Safe, knowledgeable, professional.

5
The application process was straightforward, if I did get into difficulty through nervousness, the help I received was excellent. Patience and friendly communication helped me through my fears. The credit union did not let me borrow above my means, and although initially dissapointing it was ultimately reassuring. Reviewed on: 1st June 2026

Clockwise have been amazing and helped me financiall...

5
Clockwise have been amazing and helped me financially her back on track on several occasions. Reviewed on: 1st June 2026

Clockwise is fantastic.

5
Clockwise is fantastic. The customer service are very helpful and friendly and have always been a massive help when ive needed it. The whole clockwise process is easy and its so helpful to have. Reviewed on: 1st June 2026

Easy to apply, money in account within minutes.

5
Easy to apply, money in account within minutes. Would highly recommend. Reviewed on: 1st June 2026

The whole process was simple and easy to apply

5
The whole process was simple and easy to apply and receive the loan. When I needed to contact clockwise they was helpful and kind. The thing I did like was how you can top up your loan every so often, this was a great help in months when you have unexpected expenses . Reviewed on: 1st June 2026

Great customer service and very understanding

5
Great customer service and very understanding Reviewed on: 1st June 2026

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