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Clockwise Credit Union: Personal loans reviews

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4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K
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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (2928)

Absolutely amazing service , brilliant customer serv...

5
Absolutely amazing service , brilliant customer service. Honestly cant hype enough on how much i appreciate clockwise Reviewed on: 3rd July 2025
Asha's avatar
Asha

Always helpful

5
Always helped when in need of a struggle knowing clockwise is there is a sense of relief Reviewed on: 3rd July 2025
Sophie V's avatar
Sophie V

The union has been very fantastic with how they are...

5
The union has been very fantastic with how they are fair and considerate i have had a very brilliant experience with the union Reviewed on: 3rd July 2025
Ayodeji O's avatar
Ayodeji O

Fantastic and affordable

5
Clockwise are very good at offering affordable loans which are easy to repay. Their correspondence is clear and understandable and their customer se cove is excellent. I have recommended them to many of my friends. Reviewed on: 3rd July 2025
P W's avatar
P W

Very easy to deal with.

5
Very easy to deal with. Perfect way to apply for a loan and very easy to contact Reviewed on: 3rd July 2025
Sarah S's avatar
Sarah S

Very helpful through out the year for me

4
Very helpful through out the year for me Reviewed on: 3rd July 2025
Laine L's avatar
Laine L

Clockwise have always helped when ive needed it...

5
Clockwise have always helped me when I’ve needed it most. From car issues to housing issues. I’ve been at low points and thought what do I do. Applied for loans,yes not ideal to have debt but helpful when it’s needed and covered costs. Reviewed on: 3rd July 2025
natasha r's avatar
natasha r

Life saver

5
Honest, life saver and my back bone in supporting my family. Reviewed on: 3rd July 2025
Colette T's avatar
Colette T

Very good and professional good andestanding and ver...

5
Very good and professional good andestanding and very easy to apply affordable for everyone. Reviewed on: 3rd July 2025
Ioana R's avatar
Ioana R

As a single mom I used to struggling to keep up with...

5
As a single mom I used to struggling to keep up with everything in the household with bills and food but I did everything in my power to make sure my babies were fed. When I fount out about clockwise union it changed my life I was able to afford everything for my children and the pay back was very affordable which I’m so happy for. If it wasn’t for clockwise I wouldn’t be where I am today so thank you soo much Reviewed on: 3rd July 2025
Vanessa s's avatar
Vanessa s

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