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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,557 reviews, last reviewed 11th Aug 2026
26% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic Fantastic good company to work with thank you so much Reviewed on: 11th August 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4557)

Never had a bad experience always quick to support

4
Never had a bad experience always quick to support Reviewed on: 1st June 2026

Thank you, Clockwise!

5
The whole application process was quick and easy. The decision was given within the time frame given and so was not felt to be drawn out. Importantly, the interest rate is competitive. As such I would not hesitate to recommend Clockwise. Reviewed on: 1st June 2026

Everything is simple

5
Everything is simple, when you need support it is readily available, when I have sought support I have been given it, I would highly recommend clockwise credit union! Reviewed on: 1st June 2026

Easy to apply, in your bank really quickly

5
Easy to apply, in your bank really quickly Reviewed on: 1st June 2026

Extremely happy with how quick you are excepted for...

5
Extremely happy with how quick you are excepted for a loan and very easy payments. Recently paid off a large loan which helpwd when i was really struggling. Reviewed on: 1st June 2026

Excellent

5
Easy to apply and very affordable Reviewed on: 1st June 2026

There amazing very quick would recommend going with...

5
There amazing very quick would recommend going with these guys Reviewed on: 1st June 2026

always ready to help very friendly , excellent custo...

5
always ready to help very friendly , excellent customer service Reviewed on: 31st May 2026

Very helpful for my situation.

5
Very helpful for my situation. Staff responses are always quick and effective Reviewed on: 31st May 2026

Very friendly and helpful explained I wanted to buil...

5
Very friendly and helpful explained I wanted to build credit and they was explained the best way and made sure my best interest was put first Reviewed on: 31st May 2026

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