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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.79 (4557 reviews)

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4.79

Based on 4,557 reviews, last reviewed 11th Aug 2026

26% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Fantastic Fantastic good company to work with thank you so much Reviewed on: 11th August 2026

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4557)

Polite and easy to understand and good service

Polite and easy to understand and good service Reviewed on: 29th May 2026

Best loan company

Clockwise credit union has always been there for me when needed it offers a wide range of of different loans to suit everyone’s needs and even better they offer repayment plans to suit you, wether it’s directly paying from your benefits or wages which makes the process more straight forward and easier. I highly recommend clockwise to anyone who is in need for a loan. Reviewed on: 29th May 2026

Had a really good experience always happy to help ea...

Had a really good experience always happy to help easy affordable payments Reviewed on: 29th May 2026

Honesty from girlie trying to survive cosi lives

Clockwise is really good if you are looking to up your credit score or are in a pinch but the apr is quite high so it can feel a little steep when you see that the repayment amount is almost half of what you borrowed but it’s usually available instantly if you are approved really easy to navigate the app and make repayments NO penalty for early repayments which I love and also top up loans 4 months after your first loan which is also great really! Overall trust worthy and no surprise fees or charges clockwise has helped me out of many tight spots Reviewed on: 29th May 2026

Easy and simple great customer service

Easy and simple great customer service Reviewed on: 29th May 2026

Very helpful

They try to help where they can. Easy to contact. Reviewed on: 29th May 2026

It’s there to help when I’m really struggling and th...

It’s there to help when I’m really struggling and they are quick to help so thank you Reviewed on: 29th May 2026

It's very quick and easy.

It's very quick and easy. Decisions made fast and tmdoesnt take long. Reviewed on: 29th May 2026

Great experience, helpful in solving problems a smoo...

Great experience, helpful in solving problems a smooth solution. Fantastic service overall. Reviewed on: 29th May 2026

Nothing bad to say always do everything possible to...

Nothing bad to say always do everything possible to try help Reviewed on: 29th May 2026

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