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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (2928)

Clockwise loans 100% recommend

5
I’ve been a customer with clockwise credit union for a few years now and they have helped me massively with loans that I’ve needed with help towards my children they have been amazing another bonus you can top up you’re existing loan with in 4 months Whitchurch is really helpful I would 100% highly recommended them to friends and family thank you to the clockwise team Reviewed on: 2nd July 2025

Brilliant company I wouldn’t go anywhere else staff...

5
Brilliant company I wouldn’t go anywhere else staff are kind and understanding good value for money and the app is so easy to use Reviewed on: 2nd July 2025

I could not pay my loan on time and they gave me tim...

5
I could not pay my loan on time and they gave me time to pay it back Reviewed on: 2nd July 2025

Quick and easy to apply for a loan

5
Quick and easy to apply for a loan Reviewed on: 2nd July 2025

Quick and efficient

5
Personally clockwise has helped me and made life less of a struggle they have been quick and efficient when I have applied for loans. Reviewed on: 2nd July 2025

Never had an issue.

5
Never had an issue. Quick response and resolution. They cater to everyone financial situation Reviewed on: 2nd July 2025

Lending money due to illnesses

5
Lending money when needed due to illnesses or needed to treat my kids, never held anything against me. Very friendly Reviewed on: 2nd July 2025

Efficiency when I contact clockwise office

4
Efficiency when I contact clockwise office Reviewed on: 2nd July 2025

Had a few loans.

5
Had a few loans. Fast results and payouts Reviewed on: 2nd July 2025

LoansGreat with loans and helping

5
Great with loans and helping with understanding Reviewed on: 2nd July 2025

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