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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (2928)

Loving it

5
Easy process no hassel. Give me what I need. Not a troublesome process Reviewed on: 23rd June 2025

I’ve found the process very easy, you get a quick de...

5
I’ve found the process very easy, you get a quick decision will definitely use them again and recommend to family/friends Reviewed on: 23rd June 2025

Great experience overall.

5
Great experience overall. Will highly recommend. Reviewed on: 23rd June 2025

Allways happy to help me when I get stuck with money...

5
Allways happy to help me when I get stuck with money problems Reviewed on: 23rd June 2025

helped me out massively.

5
helped me out massively. really supported my family. without the help of a loan we would have been in terrible trouble. i wish to thank you so so much. the website is easy to use and the phone lines never tend to be overly busy. thanks again Reviewed on: 23rd June 2025

Easy to apply.

4
Easy to apply. Customer service isn't always great, they sometimes don't reply at all. Reviewed on: 23rd June 2025

Clockwise was a great source of support at a time wh...

5
Clockwise was a great source of support at a time when it was most needed. After a long period of stability in my life things changed. A loan from credit union helped put me back on the road to stability. Reviewed on: 23rd June 2025

I have a loan I have never missed a payment but they...

2
I have a loan I have never missed a payment but they won’t allow me to to have another loan they say they take my credit score into account but I have kept up with my payments and been a loyal customer for over 3 years !! Reviewed on: 23rd June 2025

Having been rejected by the bank for a loan.

5
Having been rejected by the bank for a loan. I was pleasantly surprised to be accepted by Clockwise Credit Union. Staff were very helpful and polite. Made the whole process a smoothe and pleasant experience. Reviewed on: 23rd June 2025

I've been a customer with Clockwise Credit Union sin...

5
I've been a customer with Clockwise Credit Union since 2010. I've applied for many loans through (Clockwise Credit Union). The service I've received online and on the app without any problems.I would like to thank CLOCKWISE CREDIT UNION for making my experience a wonderful one. Reviewed on: 23rd June 2025

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