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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,557 reviews, last reviewed 11th Aug 2026
26% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic Fantastic good company to work with thank you so much Reviewed on: 11th August 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4557)

Eccellente costumer service

5
They was. So helpful and understanding , they took the time to explain everything in simple way as I’m Italian and struggle to understand Reviewed on: 8th July 2026

Good customer service .

4
They are good, always there when I need their help quicker and easier to reach them. Reviewed on: 8th July 2026

Friendly understanding always listen if you have a p...

5
Friendly understanding always listen if you have a problem Reviewed on: 8th July 2026

We found clockwise so helpful when we needed financi...

5
We found clockwise so helpful when we needed financial support and their staff are amazing Reviewed on: 8th July 2026

Lovely perfect excellent

5
Lovely experience with this company Reviewed on: 8th July 2026

Accessible financial services

5
Reliable service. It is easy to get approved for a loan, and it is easy to contact a real person via the helpline. Reviewed on: 8th July 2026

Great servcie in good times and bad times.

5
The initial process for applying for a loan with Clockwise was very easy and as simple as you could make it. My credit history was not perfect by any means but they reviewed my application and approved the loan. It was then also very easy to get the funds in to my bank account and setup the monthly repayment processes. I think the most positive thing I can then say is that when I was quite some months in to the loan, I had an issue with being able to pay one month. It wasn't treated as an issue but a solution was put in place very quickly and I was able to continue with my repayments. So, all in all, great service in good times and bad times. Reviewed on: 8th July 2026

From start to finish been nothing but good experienc...

5
From start to finish been nothing but good experience help me out when needed Reviewed on: 8th July 2026

Happy guy

5
Customer service always fantastic and easy to talk to Reviewed on: 8th July 2026

Helpful consolidation loan

5
Provided me with a loan to consolidate debt which helped me eliminate my credit card debt and overdraft. Reviewed on: 8th July 2026

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