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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,557 reviews, last reviewed 11th Aug 2026
26% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic Fantastic good company to work with thank you so much Reviewed on: 11th August 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4557)

Great service excellent experience

5
Great service excellent experience Reviewed on: 8th July 2026

Always there for me when I need help with a loan.

4
Always there for me when I need help with a loan. Reviewed on: 8th July 2026

Excellent app to ask for loan.

5
Excellent app to ask for loan. Awesome time response. Reviewed on: 8th July 2026

Helped me when I most needed it.

5
Helped me when I most needed it. As a stay at home mum there are hardly any places that will loan money. Clockwise was an easy process. I haven't had any issues Reviewed on: 8th July 2026

I have been with clockwise since before I can rememb...

5
I have been with clockwise since before I can remember and have always had fantastic experiences with them for personal loans and customer service is top notch Reviewed on: 8th July 2026

Not happy

3
I had a horrible experience with the phone service not bothered unhelpful rood and sarcastic we had a office in Coventry city centre it then closed down so over the phone is my only point of contact witch I avoid Lisa maggs Reviewed on: 8th July 2026

Clockwise saved me and welcomed me when I was defrau...

5
Clockwise saved me and welcomed me when I was defrauded and my name reported to cifas, clockwise has been my saving grace Reviewed on: 8th July 2026

I have been with clockwise credit union for many yea...

5
I have been with clockwise credit union for many years now and I am pleased to say without them my life would have been completely different so thankyou for being there for me and my family you are the best. Reviewed on: 8th July 2026

Perfectly

5
an opportunity to improve one's credit score Reviewed on: 8th July 2026

Credit union loans

5
I have used credit union, a few times , at feel this is a excellent company, would not use anyone else Reviewed on: 8th July 2026

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