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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.8 (4120 reviews)

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4.80

Based on 4,120 reviews, last reviewed 12th Jun 2026

54400% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

4

Ok sometimes slow to reply, but generally good and d... Ok sometimes slow to reply, but generally good and dealing with my enquiries. I have always been helped and offered alternatives if needed. Reviewed on: 12th June 2026

Latest lowest rating:

1

Too Hard to get a loan more like a bank Had no problem getting a loan before when it was nott credit union as soon as it changed over its impossible and not really in the keeping of the trad... Read more Reviewed on: 5th June 2026

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4120)

Straight forward, no hidden charges, lovely phone op...

Straight forward, no hidden charges, lovely phone operators. Reviewed on: 3rd June 2026

The app on my phone its perfect and sooo easy tu use.

The app on my phone its perfect and sooo easy tu use. Never had any problems with it. Reviewed on: 3rd June 2026

Really helpful, staff always friendly and happy to h...

Really helpful, staff always friendly and happy to help, easy access to online account and staff are fast to help over the phone with any issues Reviewed on: 3rd June 2026

no title

sometimes good and sometimes not so good. Reviewed on: 3rd June 2026

Very helpful and thorough.

Very helpful and thorough. Communication was fantastic and every person iv spoke to is pleasant and couldn’t help enough. Reviewed on: 3rd June 2026

Always there to help easy and affordable

Always there to help easy and affordable Reviewed on: 3rd June 2026

I had a very positive experience with Clockwise

I had a very positive experience with Clockwise Credit Union when applying for a loan. The application process was straightforward, and the staff were friendly, professional, and helpful throughout. I appreciated how clearly everything was explained, including the repayment terms and costs, so there were no surprises. What impressed me most was the fair and supportive approach. Unlike some lenders, I felt they took the time to understand my circumstances rather than treating me like just another application. The loan was processed efficiently, and the repayments were affordable and manageable. I would highly recommend Clockwise Credit Union to anyone looking for a reliable and trustworthy loan provider with excellent customer service and fair lending practices. Reviewed on: 3rd June 2026

I needed a personal loan for family reasons, clockwi...

I needed a personal loan for family reasons, clockwise was very reasonable and helped my family where they could. Customer service was amazing Reviewed on: 3rd June 2026

Well, literally helped me so much.

Well, literally helped me so much. Loan repayments and interest very reasonable - very helpful when (through me being numpty) helped when I had issues, didn't trust me like an idiot just helped. Easy to check status Reviewed on: 3rd June 2026

Helped me when I most needed it and was so easy the...

Helped me when I most needed it and was so easy the staff were very helpful Reviewed on: 3rd June 2026

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