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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.8 (4120 reviews)

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4.80

Based on 4,120 reviews, last reviewed 12th Jun 2026

54400% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

4

Ok sometimes slow to reply, but generally good and d... Ok sometimes slow to reply, but generally good and dealing with my enquiries. I have always been helped and offered alternatives if needed. Reviewed on: 12th June 2026

Latest lowest rating:

1

Too Hard to get a loan more like a bank Had no problem getting a loan before when it was nott credit union as soon as it changed over its impossible and not really in the keeping of the trad... Read more Reviewed on: 5th June 2026

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4120)

Very helpful service.

Very helpful service. Really I’m thankful to clockwise credit union Reviewed on: 3rd June 2026

Extremely high interest rates.

From my experience, the interest rates are extremely high and the approval amount is always kept under the highest rate amount bracket despite having good rapport and being a clockwise customer for years and years. Only having issues with payments in the last few months but never in the 10/11 years prior to that. Reviewed on: 3rd June 2026

The family loan I got with clockwise

The family loan I got with clockwise, has helped me so much in the summer with not having to worry about my children’s school uniform plus having the worry about my children having 6 weeks off! The fact the loan comes straight out of my child benefit helps me so much! so Thankyou for that. Reviewed on: 3rd June 2026

Understanding

Clockwise as been very good to me with loan application always had one when applied which as helped me out alot Reviewed on: 3rd June 2026

Clockwise credit union.

Clockwise credit union.where there in times I needed a quick loan at affordable repayment. Reviewed on: 3rd June 2026

I have very Good experience , customer service an ex...

I have very Good experience , customer service an explanation Reviewed on: 3rd June 2026

Never had an issue

I've never had an issue with clockwise, I have been with them for over 18years, always had excellent customer service. They are quick with a decision, reliable and extremely helpful. Reviewed on: 3rd June 2026

I was struggling to get a loan, had poor credit, eve...

I was struggling to get a loan, had poor credit, ever since got loan from clockwise helped me build my credit up again Reviewed on: 3rd June 2026

Fantastic company

Fantastic company That really helps Reviewed on: 3rd June 2026

It's been brilliant workers are so polite and helpful.

It's been brilliant workers are so polite and helpful. They are rather quick with responding and do anything to help in anyway a way you can understand Reviewed on: 3rd June 2026

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