Smart Money People Logo

Cockle Finance: Personal loans reviews

4.98
Based on 813 reviews, last reviewed 8th Sep 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
2%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Unbelievable experience very simple process and very... Unbelievable experience very simple process and very excellent customer service Reviewed on: 8th September 2025
Adam F's avatar
Adam F

Latest lowest rating:

1

Won’t be using these again At first thought was good then when you miss payments well it’s like the world ended for them won’t stop and then accuse you of ingnorng them when peo... Read more Reviewed on: 17th January 2024
Charlene's avatar
Charlene

About this product

Cockle Finance help you find flexible loans with no credit reference checks.

If Cockle Finance can’t offer you a loan as a direct lender, they can act as a credit broker to help you find a loan with another company but this could involve a credit check. You can apply for a Cockle Finance loan on their website.

Cockle Finance personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Cockle Finance before, you can also leave a review and share your experience.

Cockle Finance Personal loans reviews (813)

Review of the Cockle Finance, Personal loans:

Quality company with quality service

5
Excellent family run business, very quick and efficient and telephony agents are kind and knowledgeable- very helpful, the rates are also good and affordable - would use again if needed to :) Reviewed on: 25th October 2022

Amazing company

5
Went above and beyond to help me in an emergency when no one else would, very friendly staff and not judgmental about my situation Reviewed on: 19th February 2025

Every time they’re always so helpful and I feel like...

4
Every time they’re always so helpful and I feel like they really care about their customers Reviewed on: 19th February 2025

Just a very easy company to work with

5
Just a very easy company to work with Reviewed on: 19th February 2025

Very polite and excellent customer service highly re...

5
Very polite and excellent customer service highly recommended Reviewed on: 19th February 2025

Friendly advisers quick loan nice rait I recomendate...

5
Friendly advisers quick loan nice rait I recomendate to my friends Reviewed on: 19th February 2025

When I stopped working due to having a baby they hel...

5
When I stopped working due to having a baby they helped me with getting my payments sorted Reviewed on: 19th February 2025

Just helpfull group especially when i had problems

5
Just helpfull group especially when i had problems Reviewed on: 19th February 2025

Easy and friendly service, spoke with professionali...

5
Easy and friendly service, spoke with professionalism, when I have needed them Reviewed on: 19th February 2025

Great service

5
Very helpful and was able to help me finalise my loan Reviewed on: 19th February 2025

Amazing family run buisness and the team are always...

5
Amazing family run buisness and the team are always so friendly and very helpful Reviewed on: 19th February 2025