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Cockle Finance: Personal loans reviews

Name: Personal loans
Rating: 4.98 (813 reviews)

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4.98

Based on 813 reviews, last reviewed 8th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

2 star

Latest highest rating:

5

Unbelievable experience very simple process and very... Unbelievable experience very simple process and very excellent customer service Reviewed on: 8th September 2025

Latest lowest rating:

1

Won’t be using these again At first thought was good then when you miss payments well it’s like the world ended for them won’t stop and then accuse you of ingnorng them when peo... Read more Reviewed on: 17th January 2024

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About this product

Cockle Finance help you find flexible loans with no credit reference checks.

If Cockle Finance can’t offer you a loan as a direct lender, they can act as a credit broker to help you find a loan with another company but this could involve a credit check. You can apply for a Cockle Finance loan on their website.

Cockle Finance personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Cockle Finance before, you can also leave a review and share your experience.

Awards

Customer service champion 2025

Awarded to the company with the highest customer service score from customer reviews.

Cockle Finance Personal loans reviews (813)

Review of the Cockle Finance, Personal loans:

Highly reccomended

Excellent customer service, fast and effective highly recommended Reviewed on: 22nd June 2020

Won’t be using these again

At first thought was good then when you miss payments well it’s like the world ended for them won’t stop and then accuse you of ingnorng them when people do have a life. Give people a chance. My loans were always paid fully in the end just missed a few and I wasn’t ignoring I am a very busy person. Unfortunately yes I won’t be using these again. Reviewed on: 17th January 2024

Friendly and helpful

I have used cockles for few years and they have always been patient with me and always there to help thankyou cockles finance. Reviewed on: 31st December 2023

Amazing family oriented company

I would extremely recommend cockle finance, there very polite will help you with anything, they go by each individual circumstances, will definitely be back in the futre Reviewed on: 26th October 2023

Friendly Finance

Had Cockle finance for 20 odd year and there alway been there for as, as a family. they alway try to do what they can for you Reviewed on: 11th August 2023

Fantastic friendly team

Have been with cockle for over 20 years they are a great friendly team and have always been there when I have been in need they have made it feel like warm and welcome every time would highly recommend them to everyone Reviewed on: 11th August 2023

Great company

I have been using cockle finance for a while and always had great experience with them. All the staff I have spoke to are friendly and helpful. Couldn’t recommend them enough. Reviewed on: 11th August 2023

Very friendly and professional

Very professional and would highly recommend Reviewed on: 10th August 2023

Excellent company

I've spoken to two people and they have both be so polite and friendly. Excellent checks when it comes to affordability. Strongly recommend Cockle finance. Really pleased with the overall service, will use again and recommend to friends/family Reviewed on: 10th August 2023

Thankyou

I have been a custmor of ypur for many years the team are extreemly kind and helpfull i hdve never had any problens with them and would deffently recomend them Reviewed on: 9th August 2023

Amazing

Really great company, will give you as much information as possible and explain it all in a way you understand. Payments will be affordable as they make sure you can afford the loan which I feel is great! Thank you :) Reviewed on: 8th August 2023

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