Smart Money People Logo
Go to business site
Share this page
Link copied

Cockle Finance: Personal loans reviews

View other Cockle Finance products
4.98
Based on 813 reviews, last reviewed 8th Sep 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
2%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Unbelievable experience very simple process and very... Unbelievable experience very simple process and very excellent customer service Reviewed on: 8th September 2025
Adam F's avatar
Adam F

Latest lowest rating:

1

Won’t be using these again At first thought was good then when you miss payments well it’s like the world ended for them won’t stop and then accuse you of ingnorng them when peo... Read more Reviewed on: 17th January 2024
Charlene's avatar
Charlene
Read all reviews See your review

About this product

Cockle Finance help you find flexible loans with no credit reference checks.

If Cockle Finance can’t offer you a loan as a direct lender, they can act as a credit broker to help you find a loan with another company but this could involve a credit check. You can apply for a Cockle Finance loan on their website.

Cockle Finance personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Cockle Finance before, you can also leave a review and share your experience.

Cockle Finance Personal loans reviews (813)

Review of the Cockle Finance, Personal loans:

Very friendly and understanding amazing

5
Very friendly and understanding amazing Reviewed on: 11th March 2025
Emma G's avatar
Emma G

Outstanding service

5
Amazing service and very professional and helpful Reviewed on: 30th May 2023
Gem_drops3 gallagher's avatar
Gem_drops3 gallagher

Excellent service

5
Quick response. Extremely polite & helpful. Very clear & concise with Conditions & clauses. Have been using Cockle finance for awhile & their customer service just gets better. Reviewed on: 30th May 2023
Tracy Cole's avatar
Tracy Cole

Very helpful and polite company

5
Never ever had any issues , everything explained brilliant , always happy to help and very polite people Reviewed on: 26th May 2023
Georgia Hicks's avatar
Georgia Hicks

Great service

5
Very friendly and helpful staff. Their services are quick and reliable Reviewed on: 25th May 2023
Charles benedict's avatar
Charles benedict

Very helpful and straightforward

5
Always very professional and friendly and an easy process Reviewed on: 25th May 2023
Jimmy McInnes's avatar
Jimmy McInnes

Excellent loan service

5
Cockle finance is an excellent loan company. All the staff are friendly and extremely helpful they guide you through the loan process so everything runs smoothly. Fast and efficient loan payout. Reviewed on: 23rd May 2023
Alison grice's avatar
Alison grice

Very helpful

5
I applied and got money next day with no fuss and very helpful and friendly service Reviewed on: 23rd May 2023
Gemma's avatar
Gemma

Excellent service

5
Have used cockle finance a few times now, straight forward everytime and will continue to use in the future. Excellent service :) Reviewed on: 23rd May 2023
cassandra ballard-blue's avatar
cassandra ballard-blue

Best Business Ever!

5
I have been a customer with Cockle Finance for over 15 years! They are kind, helpful and go above and beyond for there customers. I would never use anyone else. A nice family run business, who really do take care of you as family. Reviewed on: 23rd May 2023
Lauren Smith 's avatar
Lauren Smith

Brilliant

5
Cockle finance are always polite and friendly I have always use the company. Reviewed on: 22nd May 2023
Jason Knight's avatar
Jason Knight

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill