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Cockle Finance: Personal loans reviews

4.98
Based on 813 reviews, last reviewed 8th Sep 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
2%
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0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Unbelievable experience very simple process and very... Unbelievable experience very simple process and very excellent customer service Reviewed on: 8th September 2025
Adam F's avatar
Adam F

Latest lowest rating:

1

Won’t be using these again At first thought was good then when you miss payments well it’s like the world ended for them won’t stop and then accuse you of ingnorng them when peo... Read more Reviewed on: 17th January 2024
Charlene's avatar
Charlene

About this product

Cockle Finance help you find flexible loans with no credit reference checks.

If Cockle Finance can’t offer you a loan as a direct lender, they can act as a credit broker to help you find a loan with another company but this could involve a credit check. You can apply for a Cockle Finance loan on their website.

Cockle Finance personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Cockle Finance before, you can also leave a review and share your experience.

Cockle Finance Personal loans reviews (813)

Review of the Cockle Finance, Personal loans:

Very friendly and understanding amazing

5
Very friendly and understanding amazing Reviewed on: 11th March 2025

Ben review

5
I received good service from Cockle Finance Ltd. Reviewed on: 10th June 2022

Helpful, fast!

5
Very helpful and brilliant customer service! Reviewed on: 10th June 2022

Amazing

5
Amazing company and Amazing staff always extremely helpful and very friendly Reviewed on: 9th June 2022

Always amazing on time

5
Everytime I have had a loan with cockle finance I’ve never had any problem and paying back is flexible and affordable Reviewed on: 8th June 2022

Great customer service and assistance

5
Staff was very helpful and very patient Reviewed on: 7th June 2022

Great service from a friendly company

5
Used for many years when I needed a loan and would not go anywhere else Reviewed on: 7th June 2022

Family business, first class personal service

5
I’ve been a customer of Cockle Finance for a little under a year now. Being a lone parent, they have helped me give my children a nicer Christmas, little holidays that I wouldn’t be able to afford on my income and I’m now able to start learning to drive. Even if I tried, I wouldn’t be able to find a fault with their service, customer care or their policies and practices, Cockles is a fantastic company! Small and family run, their customers are not just numbers, every conversation is personal while still being professional. They have always put my situation and affordability as a priority. They genuinely known and care about their customers to the point that - in my experience, I have had calls from them on months that I’ve been paid early to see if I want to make payments early because they remember the situation with my bank etc. I have done and will continue to recommend Cockles to friends and family and will remain a loyal customer for as long as I need them Reviewed on: 3rd June 2022

The people are very helpful and understanding and pilote

5
Get threw straight away and if you had any problems they eould help you sort it out Reviewed on: 31st May 2022

Great family run service

5
Always helpful always listen and always try there best to help in all aspects . Reviewed on: 31st May 2022

An Amazing Company p

5
A J Cockle are an excellent company they are understanding they explain everything properly so you can understand it and I would recommend them to anyone I can. Reviewed on: 31st May 2022