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Countingup: Business account reviews

Name: Business account
Rating: 4.7 (3448 reviews)

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4.70

Based on 3,448 reviews, last reviewed 18th May 2026

52% decrease in 5 star reviews

in the past 90 days

33% decrease in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

It’s been great so far! It’s been great so far! Easy communication and straightforward access within the app Reviewed on: 18th May 2026

Latest lowest rating:

1

They cancelled my business account They cancelled my business account due to sporadic sales arising from my side hustle. I didn't have any lending or overdraft on the account. National ... Read more Reviewed on: 16th April 2026

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About this product

Countingup offer an all-in-one business current account with built-in accounting and tax tools.

With Countingup’s business account, you can accept payments as soon as your account is open. You can also use the app to create and send unlimited professional invoices for free, and receive alerts when you’ve been paid.

Countingup business account reviews help you find out what it’s really like to be a customer. If you’ve used Countingup before, you can also leave a review and share your experience.

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Countingup Business account reviews (3448)

Fantastic service, low rates easy banking

Fantastic service, low rates easy banking Reviewed on: 16th April 2026

Countingup Business Account Review (UK)

Countingup is a UK-based business current account combined with built-in accounting software, designed primarily for freelancers, sole traders, and small businesses. It aims to simplify financial admin by bringing banking and bookkeeping together in one app—and for many users, it does exactly that. One of Countingup’s strongest features is its all-in-one approach. Unlike traditional banks, it automatically categorises transactions, calculates taxes, and generates real-time profit and loss insights. This is particularly helpful if you’re self-employed and want to avoid the hassle of separate accounting tools like QuickBooks or Xero. The app is intuitive, clean, and easy to navigate, even if you have limited financial knowledge. The account setup process is quick and straightforward, often taking just a few minutes. There are no credit checks, which makes it accessible for new businesses. You also get a UK sort code and account number, along with a contactless Mastercard, allowing you to operate just like with a traditional bank. Another major advantage is automation. Countingup handles VAT calculations, expense categorisation, and even generates invoices directly from the app. For tax season, this can save hours of manual work and reduce the risk of errors. It’s especially useful for those who want to stay organised without hiring an accountant early on. However, it’s not without drawbacks. Monthly fees apply depending on your usage, which may feel limiting compared to some free business accounts. Additionally, while it covers most basic needs, it may not offer the depth of features required by larger businesses or those with more complex accounting requirements. Customer support is generally responsive, though not as extensive as some high-street banks. Also, since it’s a digital-only service, there are no physical branches, which could be a downside if you prefer face-to-face support. Overall Verdict: Countingup is an excellent choice for freelancers and small business owners who want a simple, efficient way to manage both their banking and accounting in one place. Its automation features and ease of use make it stand out, especially for those just starting out or looking to streamline their finances. Reviewed on: 16th April 2026

I've been a satisfied customer for many years.

I've been a satisfied customer for many years. Charges are reasonable and it enables easy recording of receipts and similar. Reviewed on: 16th April 2026

Excellent service.

Good customer service. Great service provider Reviewed on: 16th April 2026

User Friendly

Good, Working with your application is simple. Reviewed on: 16th April 2026

Amazing app and bank, always on hand to help and lin...

Amazing app and bank, always on hand to help and links are fabulous Reviewed on: 16th April 2026

Business banking made easy

Easy to setup and just works. Provide all services for a small business. Easy app to use and user friendly. Making payments and business performance tracking is great. Reviewed on: 16th April 2026

Great new start for me.

I have only been with you 2years with my new and first business and you have been a god send to me…so reliable and easy to use for me to keep on top of everything…many thanks Reviewed on: 16th April 2026

Good experience the best bank I can say I am satisfi...

Good experience the best bank I can say I am satisfied with your services and good luck. Reviewed on: 16th April 2026

Your expertise and consistency gives me confidence

Your expertise and consistency gives me confidence to trust you with my business affairs. You deal with things swiftly and courteously. Reviewed on: 16th April 2026

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Countingup: Business account reviews

52% decrease in 5 star reviews

33% decrease in 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review Countingup: Business account now

Countingup Business account reviews (3448)

Fantastic service, low rates easy banking

Countingup Business Account Review (UK)

I've been a satisfied customer for many years.

Excellent service.

User Friendly

Amazing app and bank, always on hand to help and lin...

Business banking made easy

Great new start for me.

Good experience the best bank I can say I am satisfi...

Your expertise and consistency gives me confidence

Review Countingup: Business account now

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