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creditspring: Loans reviews

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4.84
Based on 19 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
5%
3 star
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2 star
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5%

Latest highest rating:

5

I have a poor credit score and needed some emergency... I have a poor credit score and needed some emergency funds and Creditspring really helped me out. Other loan companies either refused me credit or had... Read more Reviewed on: 22nd January 2026
Lisa H's avatar
Lisa H

Latest lowest rating:

1

Piss Takers They will keep cancelling your direct debt but claim it is you that is cancels. Try to take money when they want not when agreed, then threaten legal ... Read more Reviewed on: 19th July 2022
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Alex Matthews
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About this product

Creditspring offer personal loans that work differently to a usual loan.

Creditspring provide a no-interest loan, charging a membership fee instead of interest that’s spread over the length of your agreement. This means that you know you'll never pay more than your monthly membership fee and what you borrowed.

Creditspring personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Creditspring before, you can also leave a review and share your experience.

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creditspring Loans reviews (19)

great loan company helping build credit scores

5
great loan company helping build credit scores Reviewed on: 9th April 2024
Jodi I's avatar
Jodi I

Ideal for 1 year loan

5
Simple loan with two £500 loans with a fixed £12 per month interest. Reviewed on: 8th August 2023
Paul Mackie's avatar
Paul Mackie

Great for short term loans

5
Good company for a short term loan even for those with not the best credit history. Reviewed on: 7th June 2023
Louise Turnbull's avatar
Louise Turnbull

Fair and Faultless

5
10/10 great experience, fair, brilliant customer service, quick handy funding at minimal effort. Reviewed on: 1st June 2023
Robert Bunker's avatar
Robert Bunker

The Best

5
I have had two loans from this company and the second loan I had to get in contact with them because my wages went down and they adjusted the payments and were very helpful Reviewed on: 1st June 2023
Julian Edwards Taff's avatar
Julian Edwards Taff

Thank you

5
Great service and helpful in these trying times. Thank you Creditspring. Reviewed on: 31st May 2023
Belinda Scott's avatar
Belinda Scott

BUILDING MY CREDIT SCORE

5
AFTER APPLYING FOR THE TOTAL £600 LOAN PLUS £120 MEMBER FEE. EVERYTHING HAS MOVED SMOOTHLY & SWIFTLY AHEAD. I DO HOPE USING CREDITSPRING CORRECTLY WILL BE A GREAT HELP IN BUILDING UP MY CREDIT SCORE Reviewed on: 29th March 2023
JOHN REDMOND's avatar
JOHN REDMOND

Piss Takers

1
They will keep cancelling your direct debt but claim it is you that is cancels. Try to take money when they want not when agreed, then threaten legal action for not paying and put notes on your credit file for their mistakes. Reviewed on: 19th July 2022
Alex Matthews's avatar
Alex Matthews

Straight forward lender

5
Found the loan facility easy to use and very clear. Reviewed on: 13th July 2022
Adrian's avatar
Adrian

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