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Drafty: Loan reviews

4.45
Based on 216 reviews, last reviewed 13th Jun 2026
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
84%
See only 4 star reviews
10%
See only 3 star reviews
1%
2 star
See only 2 star reviews
0%
See only 1 star reviews
4%

Latest highest rating:

5

Drafty is a very flexible loan where after you take... Drafty is a very flexible loan where after you take out the initial loan, if you’ve made some repayments, the balance goes down then you have availabl... Read more Reviewed on: 13th June 2026
TG's avatar
TG

Latest lowest rating:

1

Close to being loan sharks Not helpful, if you ask for a holiday period they accept it but expect you to pay In full after holiday period, not helpful setting up payment plans, ... Read more Reviewed on: 11th April 2023
Chris Lyons's avatar
Chris Lyons

About this product

Drafty loans are available for a range of circumstances including situations where you may have a poor credit history.

If you’re approved for a loan, Drafty can send the cash to your bank account in less than two minutes. Choose a repayment term of 12, 18 or 24 months.

Drafty reviews help you find out what it’s like to be a customer. If you’ve used Drafty before, you can also leave a review and share your experience.

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Drafty Loan reviews (216)

Really straight forward and simple

5
Very happy and satisfied definetly recommend them far better than door step or pay day loans Reviewed on: 23rd May 2017

Brilliant

5
It's there when needed better than a loan or credit card you can dip in and pay it back whenever you need to it's a brilliant idea Reviewed on: 23rd May 2017

Easy to use and superb app

5
Definitely a good choice, great rates and easy to use app. No complaints and superb business Reviewed on: 23rd May 2017

Quick and simple

5
I have bad credit and no where accepts me....Drafty did and I'm thrilled. Means I can build my credit rating up :) Reviewed on: 23rd May 2017

Excellent!!

5
Really easy to apply, no phone calls to make and what i needed was in the bank straightaway. Reminders sent so keep on top of payments and option to pay more when i want Reviewed on: 23rd May 2017

Simple to use, never had issues, clear rates.

5
Great to use, very simple. Never had any issues regarding rates. Reviewed on: 23rd May 2017

1st class

5
From beginning to end a super no hassle service! Reviewed on: 23rd May 2017

Drafty credit

5
First class service and helps you out when ur a little short!! Best rate of interest available. Reviewed on: 23rd May 2017

Very handy

5
When your washing machine breaks down & you need a helping hand id happily reccommend this service Reviewed on: 23rd May 2017

Great company

5
Easy application No issues Good customer support Reviewed on: 23rd May 2017

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