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Drafty: Loan reviews

4.45
Based on 216 reviews, last reviewed 13th Jun 2026
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
84%
See only 4 star reviews
10%
See only 3 star reviews
1%
2 star
See only 2 star reviews
0%
See only 1 star reviews
4%

Latest highest rating:

5

Drafty is a very flexible loan where after you take... Drafty is a very flexible loan where after you take out the initial loan, if you’ve made some repayments, the balance goes down then you have availabl... Read more Reviewed on: 13th June 2026
TG's avatar
TG

Latest lowest rating:

1

Close to being loan sharks Not helpful, if you ask for a holiday period they accept it but expect you to pay In full after holiday period, not helpful setting up payment plans, ... Read more Reviewed on: 11th April 2023
Chris Lyons's avatar
Chris Lyons

About this product

Drafty offers users a chance to apply for a credit line of up to £3000, and then gives access to that money without the need to make further applications. If you’re looking for Drafty reviews (Drafty are a part of Lending Stream), read on to see what our community is saying about this payday loan alternative. Or if you’ve already had access to Drafty’s finance, or taken out a credit line with them, please write a review of your own and help others who are wondering if this products is right for their needs.

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Drafty Loan reviews (216)

Brill

5
Fast low Apr easy to apply Don't mess you about great stuff Reviewed on: 23rd May 2017

Easy to use, quick service

5
It was very easy to set up, very handy emergency fund pot. I like how transparent the charges etc are aswell. Very good service Reviewed on: 23rd May 2017

The best around

5
M y car broke down and I was in need of emergency cash -Drafty offered that in a quick and timely manner. Reviewed on: 23rd May 2017

Very good and reliable easy to deal with

5
Help me when needed quick and easy service Reviewed on: 23rd May 2017

Perfect service

5
I've found Drafty easy to use, the app is so straight forward too. Highly recommended Reviewed on: 23rd May 2017

Simple Service

5
I found the credit line easy to set up and understand. The rates are much better than the alternatives which would be payday loans. Up to now I've had no issues. Reviewed on: 23rd May 2017

Brilliant

5
Great to deal will and really fast payout Reviewed on: 23rd May 2017

Excellent service

5
Quick and easy to apply. Low repayments and there when you need it Reviewed on: 23rd May 2017

Straughtforward help and advice

4
No hurdles to jump. Straightforward information, easy to understand. Nothing hidden. Fast transactions Reviewed on: 23rd May 2017

Exalent service

5
Absalutly use drafty again thay are so quick I payout and the when you need then Reviewed on: 23rd May 2017

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