Smart Money People Logo

Fair For You: Loan reviews

4.94
Based on 7,956 reviews, last reviewed 7th May 2026
76900% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
2%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Helped with eating disorders I have Helped with eating disorders I have Reviewed on: 7th May 2026
pauline M's avatar
pauline M

Latest lowest rating:

2

READ THE SMALL PRINT !!!! I had the iceland card and always paid on time-OR EARLY. After a while THEY told me to apply for the shopping card loan ,which i didnt really want but... Read more Reviewed on: 4th May 2026
tracey m's avatar
tracey m

About this product

Fair for You offer loans for household essentials like furniture and electricals.

Most customers get an instant decision but you’ll normally hear from Fair for You in no more than an hour. Credit limits vary by product and eligibility. With Fair for You, you can choose how long you’d like to borrow for and how frequently you’d like to pay.

Fair for You loan reviews help you find out what it’s really like to be a customer. If you’ve used Fair for You before, you can also leave a review and share your experience.

Fair For You Loan reviews (7956)

Review of the Fair For You, Loan:

Disgrace

1
I really am disappointed I have been unable to get anywhere with my account & still waiting to be informed Reviewed on: 4th August 2023

So easy to use comes in handy in school holidays lifesaver

5
I like that it looks like a bank card and don’t need paper vouchers . The top up goes straight on really quick and no trouble Reviewed on: 30th May 2023

Easy interest free loan application

5
I was able to apply for a laon to purchase a refrigerator. It was easy and quick and I got a positive feedback within 24hours. The loan was interest as well and I have never had issues with processing with the company. I will recommend fair for you to my household , friends and everyone out there who needs access to a stress free laon. Reviewed on: 30th May 2023

Quality service

5
I first joined for the food club , I top up each time it comes round. It has literally been the biggest help . I have now nearly finished paying for my washing machine, I could never have afforded to buy outright. I highly recommend Fair for You Reviewed on: 30th May 2023

Fair for you brilliant company

5
Fair for you is a great company and is a great help. It’s easy to use and apply for things and shopping etc . Overall great Reviewed on: 30th May 2023

Very convenient

5
I didnt have no funds for groceries and just topped up my card its great Reviewed on: 30th May 2023

Simply the best

5
I love ffy they are fair and cheap in comparison to their predecessors such as brighthouse. I love the refer a friend and the fact that the less time you pay for your item the less interest you pay. The shopping card is great though it can only be used in a few places I generally use it to get shopping in and it does come in handy. They have a couple of shopping cards though you can I only have 1. Would rate higher if I could can't fault them the customer service is amazing Reviewed on: 30th May 2023

Little dream

5
I was collecting for a long time to change the washing machine, unfortunately the big stores refused to give me a loan. Fair For You helped me make my little dream come true. I am very lucky to have stumbled upon them. Reviewed on: 30th May 2023

The best place about

5
Fair for you is the best finance place around and I wouldn’t go anywhere else iv been with them 6 years now and I love them and keep up the good work you do Reviewed on: 30th May 2023

So Easy & Manageable

5
Fair For You makes purchasing household items so easy, affordable and manageable. With a great selection too! Reviewed on: 30th May 2023

No hassle

5
Understanding of individuals circumstances. Affordable payments and help when needed. Great 10outof10 Reviewed on: 30th May 2023