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Fair For You: Loan reviews

4.86
Based on 8,022 reviews, last reviewed 8th Jul 2026
83100% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
2%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I kept seeing the advert for fair to you and I’m so... I kept seeing the advert for fair to you and I’m so glad I did, easy to set up, affordable payment plan, great help for extra support through school h... Read more Reviewed on: 8th July 2026
Joanne F's avatar
Joanne F

Latest lowest rating:

2

I felt like I was judged , even though I have been a... I felt like I was judged , even though I have been a good paying customer, maybe a day or two due to money going in late to my bank account, they refu... Read more Reviewed on: 2nd July 2026
Deborah K's avatar
Deborah K

About this product

Fair for You offer loans for household essentials like furniture and electricals.

Most customers get an instant decision but you’ll normally hear from Fair for You in no more than an hour. Credit limits vary by product and eligibility. With Fair for You, you can choose how long you’d like to borrow for and how frequently you’d like to pay.

Fair for You loan reviews help you find out what it’s really like to be a customer. If you’ve used Fair for You before, you can also leave a review and share your experience.

Fair For You Loan reviews (8022)

Review of the Fair For You, Loan:

Disgrace

1
I really am disappointed I have been unable to get anywhere with my account & still waiting to be informed Reviewed on: 4th August 2023

Allows me to spread the cost of things I need at a fair price

5
I desperately needed a new mattress after a breakup I found myself in a room with no furniture to sleep on. I couldn’t afford to pay out in full but at the time it would have taken me months to save for one. Fairforyou approved me for a mattress that was delivered quickly and allowed me to pay Off in manageable weekly amounts. Reviewed on: 9th April 2019

Brilliant company never fails to keep in touch I had a washing machine sand they were very helpful good

5
I would recommend them to family and friends which I have because they have a good customer service Reviewed on: 9th April 2019

Reasonable, flexible good choice

5
Great company. Ive managed to buy a tumble dryer and a washing machine with weekly afforable payments. Ive even recommended a couple of friends. Reviewed on: 9th April 2019

Great

5
Applied and was accepted for new cooker when I really needed one. Quick delivery too and low interest which is hard to find if you don't have a great credit score Reviewed on: 9th April 2019

Great

5
Applied and got accepted when I really needed a new cooker. Quick delivery too. Would definitely recommend. Low interest also which is hard to find if you don't have a great credit score. Reviewed on: 9th April 2019

Dedicated to help Customers, Transparent over prices.

5
There are other companies I have dealt with in the past, the latest one was being Perfect Home. My experience with them was terrible and I was 18 months in to my contract and all I was paying was interest total amount for the next 18 months. I felt stuck, depressed and like it was draining my finances. So I went on to Google and searched for other pay weekly options available and this is where I first saw the name Fair for You. I browsed the site, which overall has a simple yet effective style that guided me through with ease to the product I needed. I wanted to free myself from Perfect Home no matter what. I told my Husband about it explaining that it was only slightly more than (£4 a month to be precise) Perfect Home but we owned the item after 6 months, it was ours - finally able to buy from a format like Perfect Home without the extortionate interest and costs. I got a Welcome bonus at the time so I had a little extra knocked off and I had a manageable credit limit to get what I needed. It was free delivery and the Staff at Fair for You couldn't of been more helpful helping me with my application and enquiries. I have never encountered such pleasant Staff in my life up to now. A couple months after my Washer came and was established that I was committed to paying I thought I would enquire about if I could have a Cooker added to my account too, the idea that I could be free from Perfect Home forever and free up money in the long term. I was accepted for the secondary loan and I got the Cooker everything was explained to me thoroughly the same as previously mentioned, it meant my finances were going to be on the tighter side for 13 weeks but after that it would be over and the product would be mine. I spoke to my Husband and he agreed to doing it this way, yes it was going to be tighter from the Weekly Jar but Fair for You wouldn't let someone take a loan on unless they were sure it was affordable, which we sat and worked out that we were able to and we agreed this was the best way. I accidentally paid a bill twice the once, because my memory can be like a sieve when I have problems with my head due to my disbaility and I phoned up Customer Service explaining what happened, the lady (I forgot your name if you read this sorry) was so thoughtful and said it wasn't a problem the money would be sent back immediately and she explained as it was nearly 5pm it may roll over to next day but I would definitely get the second payment back. I got so upset at myself and she was so kind saying we all have these moments and it was okay and spoke to me until I stopped being upset. My money was back in my nominated Bank Account within 5 minutes. Which was a big help as Perfect Home tell you they can't give it back and it has to stay on the account. I am currently still paying these items off, but there hasn't been no issues, or missed payments and I couldn't speak more highly of a Company doing this kind of service. You've really helped my Family get out of the rut and bother these so called other "Companies" in this field charge. Thank you again for the help and I hope once my current items are paid off I can do further business with yourselves. Take care all of the Fair for You Team! Reviewed on: 9th April 2019

Simples

5
Very quick and easy to apply. Loan calculator to use. Advise from on line if needed. Reviewed on: 9th April 2019

Fair for you

5
I have had a loan with them and it's excellent great products and excellent customer service Reviewed on: 9th April 2019

Great customer service

5
This is my third loan with Fair for You and I can honestly say it won’t be my last. Great customer service and great products to choose from Highly recommended. Reviewed on: 9th April 2019

There for you

5
Fair for you are an amazing friendly company, Who helps me with essential items I otherwise would not be able to get. Reviewed on: 9th April 2019