Smart Money People Logo

Fair For You: Loan reviews

4.96
Based on 7,139 reviews, last reviewed 26th Jul 2025
No new 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
2%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Purchasing made easy It was a surprise to me that I can get a loan to purchase an item I had great need for in the same company. This shows massive concern for humanity we... Read more Reviewed on: 3rd April 2025
wisdom silas 's avatar
wisdom silas

Latest lowest rating:

1

I was approved 65 pounds. I was approved 65 pounds. Never got it. Checked app it said zero. So I had to top up 25 pounds and that’s all I have now !!Just paid 15 pounds off it ... Read more Reviewed on: 26th July 2025
Victoria Mummery's avatar
Victoria Mummery

About this product

Want to read Fair for You loan reviews? Check out Smart Money People community reviews to see what people like you have said about this innovative charity and social enterprise. People who have needed alternative forms of finance comment on things like products available, interest rates offered on the loans, and customer service from Fair for You so that you can help make up your mind when looking for assistance. Have you already used Fair for You? Please leave a review of this CIC and help others who might be looking for similar assistance!

Fair For You Loan reviews (7139)

Review of the Fair For You, Loan:

Absolutely diabolical

1
I was very poorly in hospital. This company were no help at all. They told me they’ve put my account on hold. I kept them informed when I came out of hospital there was a default in my name from this company. I subsequently paid my balance off in full, but they have not updated my credit file, they offered me another contract which failed to send any paperwork and still mark in my account under a new contract not even the same one as a default which is not acceptable. They are refusing to put this into a formal complaint. We are in six weeks now and they have not resolved anything. I will be going to the financial ombudsman. Reviewed on: 7th June 2023
Reply from Fair For You Hi Tracey, Thank you for your review. We have tried to contact you, the number on the account is incorrect. We can only hold your account for 30 days, once this passes, normal payments will resume. Please contact us so we can discuss this further on 03334330739 Fair For You Response date: 18th July 2023
Fair for You logo
Fair For You

Excellent

5
Fair for you is amazing my washing machine breaking and ididnt have enough 2 buy out right and being able to get 1 weekly to pay help so much and the shopping card is amazing Reviewed on: 28th July 2023

simple and straight forward

5
got the loan within a few days of applying. just topped up again in minutes, cant fault it Reviewed on: 27th July 2023

Excellent company

5
Easy to apply, quick delivery, easy monthly payments or weekly whichever suits you. Reviewed on: 26th July 2023

Awsome

5
So brilliant always there when u need them! Reviewed on: 26th July 2023

Fantastic service

5
Although buying food shopping on credit is not ideal, during this cost of living crisis the Fair For You card is a great interest-free way of borrowing. I can't get more than £100 in debt, it's paid off at £10 a week which is affordable, and when there's a 'borrowing window' during the school holidays, I can top up my card and do an Iceland food shop with free delivery. As I say, not ideal to get food on credit, but the interest free aspect of this and the low repayments makes it an affordable way of filling my freezer and cupboards. Fantastic service and would thoroughly recommend. Reviewed on: 26th July 2023

Just for you

5
Just great and fair I will use fair for you all the time just like to thank you for your help with everything Reviewed on: 26th July 2023

Brilliant

5
These guys have been great. Easy to apply. Great items. Good customer service. Very satisfied. Reviewed on: 25th July 2023

Brilliant card and brilliant customer service

5
Fair for you is an amazing card that helps get me and my mum food and the customer service is amazing. Always ready to help Reviewed on: 25th July 2023

Amazing company

5
Very rarely have any issues with Fair for you. Finance is sorted out quickly and products are processed for delivery promptly Reviewed on: 25th July 2023

Amazing

5
If it wasn't for Fair For You, I'd have not been able to buy many of the things I have now. The food club is amazing, it really makes a difference being able to pay back weekly. I would reccomend this company to anyone that needs help buying products at a price and time they are comfortable with. Reviewed on: 25th July 2023