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First Response Finance: Car finance reviews

4.87
Based on 8,001 reviews, last reviewed 29th Jul 2026
151% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Was so quick easy and smooth sailing couldn’t be hap... Was so quick easy and smooth sailing couldn’t be happier choosing first choice, and look forward to working with them in the future Reviewed on: 29th July 2026
Kieran C's avatar
Kieran C

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026
Lori Buck's avatar
Lori Buck

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (8001)

Review of the First Response Finance, Car finance:

I have used first response for years,no hassle and e...

5
I have used first response for years,no hassle and easy company to deal with Reviewed on: 6th June 2024

Great service, really helpful and supportive.

5
Great service, really helpful and supportive. Couldn’t ask for more Reviewed on: 7th July 2026
Reply from First Response Finance That's great to hear, thank you VN! Response date: 7th July 2026
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First Response Finance

Thank you!

5
Easy process and prompt result, I am happy with my new car and the overall process. Reviewed on: 7th July 2026
Reply from First Response Finance That's great to hear, thank you Rebecca! Response date: 7th July 2026
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First Response Finance

Amazing - service is excellent, helpful staff

5
Amazing - service is excellent, helpful staff Reviewed on: 7th July 2026
Reply from First Response Finance That's great to hear, thank you Pasquale! Response date: 7th July 2026
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First Response Finance

Perfect and systems easy to use too

5
Perfect and systems easy to use too Reviewed on: 7th July 2026
Reply from First Response Finance That's great to hear, thank you Charley! Response date: 7th July 2026
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First Response Finance

Brilliant company everywhere declined me for a car f...

5
Brilliant company everywhere declined me for a car from my past experience with money but this company actually gave me a chance Reviewed on: 7th July 2026
Reply from First Response Finance We’re happy that we could help you Ellie! Response date: 7th July 2026
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First Response Finance

I applied for credit to get a Royal Enfield Intercep...

5
I applied for credit to get a Royal Enfield Interceptor 650. They were super quick with their decision paid out on time to the company that I've got my bike from and when I run up this month to explain my financial circumstances have changed and that I needed to put a pause on this month's payment, they were more than willing to help.\n And helped me reach a resolution that benefited both of us. I cannot recommend this company enough. Reviewed on: 7th July 2026
Reply from First Response Finance Thank you Keith! We hope you're happy with your new bike. Response date: 7th July 2026
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First Response Finance

Brilliant company very friendly and sort any problem...

5
Brilliant company very friendly and sort any problems you have out straight away Reviewed on: 7th July 2026
Reply from First Response Finance We’re happy that we could help you Vicky! Response date: 7th July 2026
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First Response Finance

Was one of the only companies to offer me finance ha...

5
Was one of the only companies to offer me finance had no issues always keep me up to date Reviewed on: 7th July 2026
Reply from First Response Finance That's great to hear, thank you Kelly! Response date: 7th July 2026
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First Response Finance

Very nice people and quick respond

5
Very nice people and quick respond Reviewed on: 7th July 2026
Reply from First Response Finance That's great to hear, thank you Slawomir! Response date: 7th July 2026
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First Response Finance

Fantastic First Reaponse

5
I have used First Response 3 times. On one occasion I had a problem with the dealer but FR were brilliant and helped me out to resolve the issue. Would recommend them to everyone Reviewed on: 7th July 2026
Reply from First Response Finance We’re happy that we could help you Richard! Response date: 7th July 2026
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First Response Finance