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First Response Finance: Car finance reviews

4.87
Based on 7,996 reviews, last reviewed 22nd Jul 2026
2664% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent experience from start to finish, seemless... Excellent experience from start to finish, seemless process and good comms throughout Reviewed on: 22nd July 2026
Martin's avatar
Martin

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026
Lori Buck's avatar
Lori Buck

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (7996)

Review of the First Response Finance, Car finance:

Straight forward to get finance, great rates and hel...

5
Straight forward to get finance, great rates and helpful staff. Reviewed on: 2nd May 2025
Reply from First Response Finance Thank you Steven, we’re happy that we could help you! Response date: 6th May 2025
First Response Finance's avatar
First Response Finance

Brilliant

5
Kind friendly service all round, really helpful with any question you have, really speedy service, no nonsense when in contact with them, Reviewed on: 11th August 2022

The best

5
After being refused credit everywhere, First Response accept my application, they made sure they went through over my affordability checks and made sure I was able to pay and afford my monthly payments. This is the best company and I would never use any other company except them Reviewed on: 11th August 2022

Excellent service

5
I desperately needed a car and I thought I couldn't get finance with my credit rating then I got intouch with first response they were very helpful and gave me the chance to get back on the road I'm so grateful to them for saying yes it just puts you on a very good high that your accepted and you can go and look for a new car Reviewed on: 11th August 2022

Dla mnie najlepsi numer 1.

5
Jestem bardzo zadowolony najlepsza obsługa Reviewed on: 11th August 2022

Very understanding and accommodating

5
They genuinely listened to my situation, offered practical guidance and support during the application. Ultimately we’re able to help where other companies could not. Reviewed on: 11th August 2022

A great professional helping company

5
Has been a great help from start to finish with my finance Reviewed on: 11th August 2022

Highly recommended!!!!

5
The team at first response were amazing from start to finish, with a bad credit rating this company actually called me and asked questions on my circumstances and about me credit report and actually got to know me and my circumstances before judging me, absolutely flawless from start to finish so understanding and friendly Reviewed on: 11th August 2022

Simple, easy, friendly

5
Great Company- very helpful, friendly and top notch customer service Reviewed on: 11th August 2022

Excellent service

5
First response have helped me out so much over the years when things were bad they were there to help I would use them over any other company the team are always there to help and answer any questions little or big well done team keep up the good work Reviewed on: 11th August 2022

Quick and easy decision

5
2nd time I'm using them not and there awesome got a car thank to them mice customer service easy to talk with if there a problem there happy to help Reviewed on: 11th August 2022