Paid advertisement
Smart Money People Logo
Newsletter

First Response Finance: Car finance reviews

4.88
Based on 7,985 reviews, last reviewed 14th Jul 2026
50850% increase in 5 star reviews
in the past 90 days
50% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick decision, good value car finance. Quick decision, good value car finance. Reviewed on: 14th July 2026
Mr S V Yelland's avatar
Mr S V Yelland

Latest lowest rating:

1

Mad to get MP and Citizens advice involved as they d... Mad to get MP and Citizens advice involved as they do not look after their vulnerable customers Reviewed on: 10th July 2026
Lauren G's avatar
Lauren G

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (7988)

Review of the First Response Finance, Car finance:

Straight forward to get finance, great rates and hel...

5
Straight forward to get finance, great rates and helpful staff. Reviewed on: 2nd May 2025
Reply from First Response Finance Thank you Steven, we’re happy that we could help you! Response date: 6th May 2025
First Response Finance's avatar
First Response Finance

Great and easy to use

5
Struggled to get car finance with alot of companies but on ringing first response they were easy to work with and have a great online app that easy easy to use incase you need to make payments early. Reviewed on: 22nd July 2022

Top Service

5
Excellent, very easy to work with, quick response & completion. Highly recommend. Reviewed on: 22nd July 2022

Life saving company

5
Absolutely amazing company. I was struggling with no car & bad credit history due to loosing my job through covid in 2020. I now have a beautiful car at a affordable price and now work in the most amazing company. I wouldn't of been able to do it without first response so thank you very much. Reviewed on: 22nd July 2022

Best credit provider

5
I bought a motorbike through them and it made me very happy to know that they could take payments weekly as I get paid weekly and have never met another company that would do that. Reviewed on: 22nd July 2022

Good

4
Alawys been helpful and understanding Reviewed on: 22nd July 2022

Best finance company I've had.

5
Always helpful and understanding when you phone. Reviewed on: 22nd July 2022

10 star service!

5
I've used first response finance for 2 cars now and will use them for my 3rd! Simple to use service & customer service is brilliant!!! Reviewed on: 22nd July 2022

Great company

5
Whenever I have had an issue or a question they’ve been so quick to help me even with poor credit they’ve helped me achieve what I needed Reviewed on: 22nd July 2022

Extremely good quality customer service

5
Each team member Inhave spoke to has been friendly and more than helpful and dealt with my queries promptly and efficiently Reviewed on: 22nd July 2022

Great

5
Been a great experience so far team are always happy to help you! Reviewed on: 22nd July 2022