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Habito: Mortgage Broker reviews

4.92
Based on 1,488 reviews, last reviewed 8th May 2026
96% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
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Latest highest rating:

5

I've used a few online mortgage brokers as a first-t... I've used a few online mortgage brokers as a first-time buyer and Habito was by far the best. Really easy to use, found me the best rate, and none of ... Read more Reviewed on: 15th April 2026
Rachel G's avatar
Rachel G

Latest lowest rating:

1

Communication was misleading and inconsistent I’d strongly recommend keeping the review factual and evidence-based rather than “naming and shaming” individual employees personally. Publicly accusi... Read more Reviewed on: 8th May 2026
Vinod Patel's avatar
Vinod Patel

About this product

If you're looking for Habito mortgage broker reviews, welcome to Smart Money People. We collect reviews so that others can be better informed when making their financial decisions. Perhaps you've used Habito's innovative mortgage finding solution in the past? Please share a review of your own…comment on the process, the app, and anything else to do with your mortgage application process so that others can decide if Habito is right for them.

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Habito Mortgage Broker reviews (1488)

Open communication, transparent, honest advice and best deals

5
Have been with habito for 2 years and have 2 mortgages with Habito. Will definitely recommend to any household looking for best mortgage deals and services. need not waste money with high street mortgage advisors Reviewed on: 19th March 2021

Apprehensive at First but wow really impressed!

5
Great communication at all times, definitely recommended! Reviewed on: 19th March 2021

Remortgage

5
Worked relentlessly to get our remortgage approved - thank you! Reviewed on: 19th March 2021

Excellent services

4
My Mortgage was sorted out within one month approximately. Despite being a rare application of first time buyer acquiring a buy to let. The platform is easy to use and the Mortgage advisers (Dan and Teddy) were excellent and provided the required information and had a listening ear all through the process. Reviewed on: 19th March 2021

A breath of fresh air in mortgages

5
Applying and getting a mortgage is hard work, simples. Habito takes all that hard work away. And having the convenience of completing everything online at a convenient time and not staying on the phone for hours going through heaps of information ---------- they get my vote. Go Team Habito. Reviewed on: 15th March 2021

Great experience

5
Very speedy and efficient service from Tom/Ahmet, they were on hand to answer questions The portal for uploading documents is very easy to use , and the solicitors are really efficient too I will definitely use Habito for future requirements and happy to recommend Reviewed on: 12th March 2021

Mortgage

5
Excellent service from start to finish. Would definitely recommend and use again. Thank you! Reviewed on: 11th March 2021

A mortgage broker for the digital age

5
Having dealt with a handful of mortgage brokers before Habito, I was frequently disappointed by just how outdated things felt: - Frequent reliance on phone interactions - unwieldy & large email exchanges to share documents - difficulty in tracking back to see what had previously been discussed (to name a few). Habito has been a breath of fresh air: - The mortgage guidance is top notch (as I'd expect) - The entire process is handled in a manner that feels fit for the time we live in. Totally digital, fully asynchronous communications, and full transparency every step of the way. A highly efficient way of managing what can become a very challenging process - The level of customer service is unparalleled. The team are highly responsive to all manner of queries that appear, and go the extra mile to ensure things run smoothly. Overall, I highly approve of Habito and already frequently recommend them to my network. Reviewed on: 9th March 2021

Excellent mortgage broker

5
Delighted to have a successful mortgage offer. Convenient to do business with. Recommended to others. Reviewed on: 9th March 2021

Brilliant service and support

5
A painful process (remortgaging) made really simple and easy with Habito. Friendly and super efficient advice and support at every step of the way. Would recommend Habito for all mortgaging matters. Thank you Reviewed on: 7th March 2021

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