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Habito: Mortgage Broker reviews

4.92
Based on 1,488 reviews, last reviewed 8th May 2026
96% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
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Latest highest rating:

5

I've used a few online mortgage brokers as a first-t... I've used a few online mortgage brokers as a first-time buyer and Habito was by far the best. Really easy to use, found me the best rate, and none of ... Read more Reviewed on: 15th April 2026
Rachel G's avatar
Rachel G

Latest lowest rating:

1

Communication was misleading and inconsistent I’d strongly recommend keeping the review factual and evidence-based rather than “naming and shaming” individual employees personally. Publicly accusi... Read more Reviewed on: 8th May 2026
Vinod Patel's avatar
Vinod Patel

About this product

If you're looking for Habito mortgage broker reviews, welcome to Smart Money People. We collect reviews so that others can be better informed when making their financial decisions. Perhaps you've used Habito's innovative mortgage finding solution in the past? Please share a review of your own…comment on the process, the app, and anything else to do with your mortgage application process so that others can decide if Habito is right for them.

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Habito Mortgage Broker reviews (1488)

Responsive friendly easy to engage

4
Ramneet was a great adviser. He was responsive and quick to get back to us. Clearing up any specific detail and requirements quickly. The portal for uploading documents was easy to use and the messaging system meant that we could be availed of different documentation requirements as we navigated our way through the mortgage product choices. Reviewed on: 22nd March 2021

Straightforward, human and built to make things happen!

5
My experience with Habito has been excellent. The User experience is excellent- built around a sensible, linear journey through application. Constant human help is on hand all the way through, with a named individual who becomes your advisor throughout. Deepak, my advisor was very helpful and reassuring. Integrated digital ID verification tools are brilliant, in these times where coming into a branch is not easy. All in all a simple, clear and very positive experience. Reviewed on: 22nd March 2021

Very good service and Richard has been on case. Thanks alot

5
Very good experience top service highly recommended Reviewed on: 21st March 2021

Best of both worlds

5
Habits are not only convenient through the ability to complete a few questions online but they are also excellent at finding the best deal. In addition to this the commission they charge goes on the lender not the borrower Reviewed on: 21st March 2021

Quick and easy

4
It's was pretty straightforward for easy to get my mortgage submitted Reviewed on: 21st March 2021

Easy!

5
Very easy to contact and deal with enquiries quickly. Would recommend! Reviewed on: 20th March 2021

Very helpful, professional, quick brokers

5
I'm in the process of applying for a mortgage, didn't really know where to start, so thought I'd give Habito a try, a guy called Pietro was dealing with me, all's I can say is that he's done a great job, quick, helpful, explained what I needed to know, although I'm only at the process of applying, I'd certainly advice anyone I know, to give these a try, Jon Green Reviewed on: 19th March 2021

Quick and Helpful

5
Habito took away a lot of the stress of applying for our mortgage and finding the best deal for us. Their online chat makes it easy to contact someone to get advice and answers to questions. They have quick response times and explain everything in a way that is easy to understand. Reviewed on: 19th March 2021

They found a gd low rate mortgage for me

5
The mortgage interest rate Habito came up with was lower than anything I could find myself on line and they didn’t charge a penny in fees. Reviewed on: 19th March 2021

Habito

5
Very smooth and easy process - I will use Habito again for sure! Reviewed on: 19th March 2021

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