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Habito: Mortgage Broker reviews

Name: Mortgage Broker
Rating: 4.92 (1488 reviews)

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4.92

Based on 1,488 reviews, last reviewed 8th May 2026

96% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I've used a few online mortgage brokers as a first-t... I've used a few online mortgage brokers as a first-time buyer and Habito was by far the best. Really easy to use, found me the best rate, and none of ... Read more Reviewed on: 15th April 2026

Latest lowest rating:

1

Communication was misleading and inconsistent I’d strongly recommend keeping the review factual and evidence-based rather than “naming and shaming” individual employees personally. Publicly accusi... Read more Reviewed on: 8th May 2026

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About this product

If you're looking for Habito mortgage broker reviews, welcome to Smart Money People. We collect reviews so that others can be better informed when making their financial decisions. Perhaps you've used Habito's innovative mortgage finding solution in the past? Please share a review of your own…comment on the process, the app, and anything else to do with your mortgage application process so that others can decide if Habito is right for them.

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Habito Mortgage Broker reviews (1488)

Fast and helpful

it was all very easy to set up and go through and Habito were there to guide me and answer any questions I had. The only reason for knocking a star off is that I was able to run a 30 second comparison website and find a deal that was considerably cheaper than the initial one Habito suggested (cheaper rate AND zero product fee compared to £1500 suggested tariff/fee). However they have made switching easy, even if I would recommend you still do your own research first. Reviewed on: 23rd March 2021

superb service and makes the mortgage application process easy

I strongly recommend Habito for anyone looking for the best rates, but also really good service. The online chat function works well (which is unusual for most service providers), and they demystify the process all the way through. Reviewed on: 23rd March 2021

Brilliant service with friendly advisors

Deepak has been extremely helpful with applying for our mortgage. The service has been very quick and helpful and we have had no problems in speaking to him when we needed advice. After we uploaded all of our documents and filled in our forms, the turnaround time was exceptional and we're really happy with the mortgage recommendation he has given us. Reviewed on: 22nd March 2021

Habito makes homebuying look like child's play!

From start to finish, I have found the Habito process simple and quick. There are no hidden costs, I can contact Habito almost all of the time and responses are quick! This has to be the best service when searching for a product and securing a mortgage. Reviewed on: 22nd March 2021

Helpful and responsive chat

Everyone we spoke to on the chat was helpful and answered all our (probably stupid) questions. Reviewed on: 22nd March 2021

Amazing service

If you would like to have something that Crystal clear with quality quick response , Habito is your choose for the mortgage and remortgage. Reviewed on: 22nd March 2021

Transparency

Great platform, you know exactly where you stand and no chasing required! Reviewed on: 22nd March 2021

Easy & Straight Forward

Habito was a great service to use. Simple, streamlined and easily accessible. My line of work doesn't allow me to have much free time during the day so being able to access everything I required for my mortgage application online was amazing. It really simplified things for me. Being able to upload all the required documents without having to go in for a meeting to a mortgage brokers office really took the stress away of having to find the time to attend a meeting and made the process much faster. The Habito team were always on hand to answer any questions and give advice. Reviewed on: 22nd March 2021

Very efficient and friendly service.

Ramneet was very efficient and swift to reply and get things done. They make this normally painful process as easy as it can be and are friendly and helpful. Reviewed on: 22nd March 2021

Seamless communications!

The communication is the most important part in dealing with mortgages. Habito knows what to do. They are ready 24/7. Brilliant! Reviewed on: 22nd March 2021

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