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Habito: Mortgage Broker reviews

4.92
Based on 1,488 reviews, last reviewed 8th May 2026
96% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
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Latest highest rating:

5

I've used a few online mortgage brokers as a first-t... I've used a few online mortgage brokers as a first-time buyer and Habito was by far the best. Really easy to use, found me the best rate, and none of ... Read more Reviewed on: 15th April 2026
Rachel G's avatar
Rachel G

Latest lowest rating:

1

Communication was misleading and inconsistent I’d strongly recommend keeping the review factual and evidence-based rather than “naming and shaming” individual employees personally. Publicly accusi... Read more Reviewed on: 8th May 2026
Vinod Patel's avatar
Vinod Patel

About this product

If you're looking for Habito mortgage broker reviews, welcome to Smart Money People. We collect reviews so that others can be better informed when making their financial decisions. Perhaps you've used Habito's innovative mortgage finding solution in the past? Please share a review of your own…comment on the process, the app, and anything else to do with your mortgage application process so that others can decide if Habito is right for them.

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Habito Mortgage Broker reviews (1488)

Great service

5
Extremely pleased with how easy and straightforward habito have been with providing me good rates and advice from my armchair Reviewed on: 7th February 2020

Quick and easy

5
It was very easy for me to do my remortgage with Habito. I was kept up to date with everything and felt everything was handled professionally. Reviewed on: 7th February 2020

Excellent service

5
We were about to give up hope of getting a later life mortgage, but then saw the Habit commercial and contacted them. Staff ere friendly and helpful, communication was good and, in no time, they found an appropriate lender who granted mortgage Reviewed on: 7th February 2020

Great service

5
Habito have a user friendly platform and provide a great service Reviewed on: 6th February 2020

Better than my paid mortgage advisor!

5
I recommend Habito any time I get a chance and I used to do so before they started offering referral fees. The service is just so helpful and so easy to use. Never had to wait too long for responses, and honestly better than the first time round when I paid for a mortgage advisor. I would use Habito every time! Reviewed on: 6th February 2020

Mortgage made really simple and hassle free

5
As full time working parents trying to find time during office hours where we are both available to sit down with a mortgage broker or bank people is impossible. Habito is a breath of fresh air in a busy world. Documents can be read at our own pace and forms can be filled in when we are available. Everything can be done from home or work or on the school run! When we had any questions the response from the experts was always quick and to the point and they clearly know what they are talking about. Great service with zero issues. Reviewed on: 6th February 2020

Really easy process

5
The process was easy I was kept well informed of the next steps Reviewed on: 6th February 2020

Quick, efficient and FREE

5
I thought it was too good to be true at first, but gave it a try anyways. It’s perfect for first time buyer like myself. Our advisor Deepak is very quick, helpful, and friendly. Whatever we need he will turn around in 5 mins. The online chat is what I like the most as no more stepping out of the office to take phone calls or dealing with lengthy email full of jargons. Our advisor was happy to answer any questions we have. The process is explained to us clearly and best of all, you get all of this for free. I’d use them again if we buy in the future. Reviewed on: 6th February 2020

Good service

4
Any queries answered quickly in a friendly manner no matter how daft the question as Reviewed on: 6th February 2020

Good online service

3
I used habito to look at the options I had for remortgaging Reviewed on: 6th February 2020

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