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Habito: Mortgage Broker reviews

Name: Mortgage Broker
Rating: 4.92 (1488 reviews)

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4.92

Based on 1,488 reviews, last reviewed 8th May 2026

96% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I've used a few online mortgage brokers as a first-t... I've used a few online mortgage brokers as a first-time buyer and Habito was by far the best. Really easy to use, found me the best rate, and none of ... Read more Reviewed on: 15th April 2026

Latest lowest rating:

1

Communication was misleading and inconsistent I’d strongly recommend keeping the review factual and evidence-based rather than “naming and shaming” individual employees personally. Publicly accusi... Read more Reviewed on: 8th May 2026

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About this product

If you're looking for Habito mortgage broker reviews, welcome to Smart Money People. We collect reviews so that others can be better informed when making their financial decisions. Perhaps you've used Habito's innovative mortgage finding solution in the past? Please share a review of your own…comment on the process, the app, and anything else to do with your mortgage application process so that others can decide if Habito is right for them.

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Habito Mortgage Broker reviews (1488)

Easy-peasy mortgage application

Very easy to fill in your details and get a first pass decision about a mortgage to suit you. Reviewed on: 6th February 2020

A new way to approach mortgages that was more than needed

You don't need to close a mortgage with Habito to see how amazing they are. I have been evaluating for a future purchase and possible remortgage for the future, and I cannot wait to get on board with them. During the whole process they were admirable and I know I will be in good hands. Morever, many of my friends I recommended Habito to have also loved them and quite a few of them locked their mortgage and house thanks to them! Like Giffgaff for phone subscriptions and Monzo for banks, Habito is a new, exciting and much needed mortgage approach. Reviewed on: 6th February 2020

Straightforward, great comms, saving me money every month!

I wouldn't hesitation to recommend Habito, they were so easy to deal with, they found me a range of different mortgage options and they dealt with all the paperwork swiftly and efficiently - dealing with them was a dream! I'm also saving over £100 a month on my previous mortgage product! Reviewed on: 6th February 2020

Fantastic and personal service

From start to finish, I have had a really positive and personal experience with Habito particularly Darren and Joseph. All dealing have been prompt and even the simplest question is answered as if it is a more crucial one. I have known at every point what is happening and if extra information was needed these have been requested efficiently. I have already recommended them to three friends who are currently looking for a mortgage and would definitely use them again. Reviewed on: 6th February 2020

Simple and seamless

I got a remortgage with Habito. They got me a really good deal without the usual stress associated with mortgages. Highly recommended. Reviewed on: 6th February 2020

Takes the stress out of mortgages

I was very anxious about getting a mortgage but Habito made it so easy. Also being able to do it all online meant I could fit the process round my busy work schedule. Would recommend them to anyone! Reviewed on: 6th February 2020

So Easy and So Professional

We have been with habito for two out of our three mortgage applications so far. By comparison to the first one, the service has been second to none and super efficient. By being available online, and accepting documents by uploading them, they saved us an enormous amount of time. Having easy access made a difference so we would recommend them to anybody. It helps that they have always been friendly and knowledgeable too! Reviewed on: 6th February 2020

Satisfied customer

Overall my experience with Habito has been positive and I plan to use them in the future. I did have to chase some documents by myself which I thought should have been done by the Habito adviser however it was all pretty smooth and customer service is really good - I always got a response and compared to my previous mortgage broker Habito were much more readily available. Reviewed on: 6th February 2020

Easiest way to get the best mortgage

Saw the advert for Habito on the London Undergroud and thought I would try them as I was coming up to the end of the reduced rate on my mortgage. It couldn't have been easier to work with them. They have even just emailed me to remind me that I am in the final year again and they will find the best deal for me again. Great company and great deals Reviewed on: 6th February 2020

Efficient service!

I used habito to swap my mortgage. The team were very efficient and helpful. I also like the digital portal it was easy to use. Overall a fantastic experience! I would definitely recommend Habito. Reviewed on: 6th February 2020

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