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Habito: Mortgage Broker reviews

4.92
Based on 1,488 reviews, last reviewed 8th May 2026
96% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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Latest highest rating:

5

I've used a few online mortgage brokers as a first-t... I've used a few online mortgage brokers as a first-time buyer and Habito was by far the best. Really easy to use, found me the best rate, and none of ... Read more Reviewed on: 15th April 2026
Rachel G's avatar
Rachel G

Latest lowest rating:

1

Communication was misleading and inconsistent I’d strongly recommend keeping the review factual and evidence-based rather than “naming and shaming” individual employees personally. Publicly accusi... Read more Reviewed on: 8th May 2026
Vinod Patel's avatar
Vinod Patel

About this product

If you're looking for Habito mortgage broker reviews, welcome to Smart Money People. We collect reviews so that others can be better informed when making their financial decisions. Perhaps you've used Habito's innovative mortgage finding solution in the past? Please share a review of your own…comment on the process, the app, and anything else to do with your mortgage application process so that others can decide if Habito is right for them.

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Habito Mortgage Broker reviews (1488)

I actually look forward forward to getting a mortgage again!

5
Habito made the whole experience feel so smooth and easy. From the tentative first steps when assessing what mortgage we could get, all the way through to completion and even support for queries a year later, the team were on our side and backing us at every turn. I actually look forward to embarking on the process again in the future, knowing that Habito will be there! Reviewed on: 6th February 2020

Quick and easy use

5
Happy to know about them, only website I ever used to search for right mortgage deal Reviewed on: 6th February 2020

Easy and convenient

5
The process from start to finish was quick, easy and everything online. Will definitely use again Reviewed on: 6th February 2020

Quick and easy

5
Second time remortgaging with habito. Had my options ready in a matter of minutes, and the team was very responsive throughout the process. Would recommend. Reviewed on: 6th February 2020

Quick and easy

5
Made the process quick and stress free and all done from sitting at home on my phone Reviewed on: 6th February 2020

Great deals - no fees

4
Great deals and no fees, however they're getting quite busy and don't always have enough time for each customer. Reviewed on: 6th February 2020

Quick easy and quite frankly, fun!

5
Habito was fantastic. I saved c.£1k on fees vs my original mortgage advisor and to be honest had even more one to one time! The whole process was super easy. Responses were incredibly quick and I got the mortgage I required with no stress. Highly recommended. Reviewed on: 6th February 2020

found a great mortgage for me after banks had turned me down

5
I approached several banks directly, but because of my unusual circumstances I couldn't get a mortgage anywhere. Not only did Habito find a willing lender, they found a plan with an exceptionally low interest rate. They were friendly and efficient, too! Reviewed on: 6th February 2020

Friendly and efficient

5
Amazing service from start to finish and very efficient and friendly. Great work guys! Reviewed on: 5th February 2020

Will always use in future and recommended to friends and family

5
I have used Habito for a residential mortgage and a buy to let mortgage. Both times they have given me excellent service and access to better rates than main lenders. No fees from me to pay and very easy to reach. I have recommended to friends who have also used the service and also rate Habito highly. Thank you Reviewed on: 5th February 2020

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