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Habito: Mortgage Broker reviews

4.92
Based on 1,488 reviews, last reviewed 8th May 2026
96% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

I've used a few online mortgage brokers as a first-t... I've used a few online mortgage brokers as a first-time buyer and Habito was by far the best. Really easy to use, found me the best rate, and none of ... Read more Reviewed on: 15th April 2026
Rachel G's avatar
Rachel G

Latest lowest rating:

1

Communication was misleading and inconsistent I’d strongly recommend keeping the review factual and evidence-based rather than “naming and shaming” individual employees personally. Publicly accusi... Read more Reviewed on: 8th May 2026
Vinod Patel's avatar
Vinod Patel

About this product

If you're looking for Habito mortgage broker reviews, welcome to Smart Money People. We collect reviews so that others can be better informed when making their financial decisions. Perhaps you've used Habito's innovative mortgage finding solution in the past? Please share a review of your own…comment on the process, the app, and anything else to do with your mortgage application process so that others can decide if Habito is right for them.

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Habito Mortgage Broker reviews (1488)

fast, hassle free, cost effective and reliable

5
This is the second time I have used Habito, first for residential remortgage and now for a limited company buy to let purchase. Though you can't speak to a mortgage broker directly on the phone, they are always available via chat and email and respond in a timely manner. Paperwork is all online, so it's very convenient to copy & paste existing information instead of writing on a paper. Documents can be uploaded easily online. The case management team are also efficient in dealing with mortgage offers until completed successfully. A bonus is also it's completely free for me as a customer and no broker fees to pay. Overall a great service, modern, time saving and the way to do a mortgage brokering service in the digital age. Reviewed on: 5th April 2023

Very Happy

5
Happy with their services. They assisted us with getting the best deal on the market, gathering our documents, and ensuring the information we provide is relevant. Reviewed on: 5th April 2023

Nice and easy

5
Getting everything arranged through Habito has been super easy. Our advisor Ramneet has been super helpful and accommodating to get everything in place as we re-mortgage. It's been all that we wanted; flexiblity and speed of an online business with great communication. Reviewed on: 5th April 2023

These guys are the best

5
If you need to make getting a mortgage easy, look no further than Habito. They are the absolute best at handling every aspect of the application, and are incredibly responsive. Mortgages have become a game of chicken of sorts when doing it on your own, but with Habito all the guessing is off the table. Reviewed on: 5th April 2023

Great experience

5
Was easy going, had Habito lined up for quite sometime now but was waiting for the right time. Everything was super easy from chatting to uploading all our documents Reviewed on: 5th April 2023

Fantastic customer service

5
Smooth, efficient and friendly customer service. Highly recommend! Reviewed on: 5th April 2023

Fantastic, easy to use service

5
In short, third mortgage through Habito. Wouldn’t have used them three times is it wasn’t a good company. Reviewed on: 5th April 2023

Very good service, everything online is great

5
Very good service, I liked that everything was online and the agents that helped were really good. The only improvement is the chat function could be improved as its a little buggy. Reviewed on: 5th April 2023

Perfect service

5
Efficient, quick, comprehensive, no fees. Habito is the only choice for mortgage broker. Reviewed on: 5th April 2023

Brilliant Service

5
Absolutely brilliant service from Emily the mortgage advisor. She has been very supportive and found us a better deal than anywhere else could have done. Thankyou very much habito Reviewed on: 5th April 2023

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