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Habito: Mortgage Broker reviews

4.92
Based on 1,488 reviews, last reviewed 8th May 2026
96% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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Latest highest rating:

5

I've used a few online mortgage brokers as a first-t... I've used a few online mortgage brokers as a first-time buyer and Habito was by far the best. Really easy to use, found me the best rate, and none of ... Read more Reviewed on: 15th April 2026
Rachel G's avatar
Rachel G

Latest lowest rating:

1

Communication was misleading and inconsistent I’d strongly recommend keeping the review factual and evidence-based rather than “naming and shaming” individual employees personally. Publicly accusi... Read more Reviewed on: 8th May 2026
Vinod Patel's avatar
Vinod Patel

About this product

If you're looking for Habito mortgage broker reviews, welcome to Smart Money People. We collect reviews so that others can be better informed when making their financial decisions. Perhaps you've used Habito's innovative mortgage finding solution in the past? Please share a review of your own…comment on the process, the app, and anything else to do with your mortgage application process so that others can decide if Habito is right for them.

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Habito Mortgage Broker reviews (1488)

Best mortgage broker

5
Very easy to use and very efficient! The only broker you need! Reviewed on: 15th January 2020

Best Ive experienced

4
Better than any other broker I’ve used! Reviewed on: 15th January 2020

Excellent service received

5
Habito were excellent in their customer service, communications, updates and efficiency throughout my entire application process. Thank you and I will be using them again when my fixed rate matures and you don’t get much better kudos than returning customers! Thank you Reviewed on: 15th January 2020

So Simple

5
When we we're looking for our first home, it was extremely overwhelming trying to decipher the lender side of product, and fees and rates. We used Habito to enter our details, and after a chat with the experts and its was just so simple. We're now looking at remortgaging and again, the experts are there again to answer all our questions. I'd highly recommend Habito for those new to purchasing a home. Reviewed on: 15th January 2020

Really easy!

4
First time buyer, used Habito. Very friendly, helped us through the process, made it all super easy. Got a mortgage approved in ten days from first putting in an offer on the house! Reviewed on: 15th January 2020

Great service and friendly staff

5
As first time buyers we were extremely anxious about finding the right mortgate but with the help and understanding from the team at Habito we found our experience with them an excellent place of resources whom are highly trained and super efficient. Reviewed on: 15th January 2020

Fantastic service - really impressed

5
This is the first time I’ve used a broker (previously researched myself and gone directly to providers). The whole process was really simple and pleasingly interactive - web chat worked very well. The proposed mortgage was one that I wouldn’t have otherwise considered and the process was much simpler than going directly to the provider. Reviewed on: 15th January 2020

Made it easy

5
As first time buyers, myself and my partner were anxious about the whole procedure. Habito not only made mortgage side of it easy, but helped us with all aspects. I felt more comfortable talking to Habito than I did with both our own solicitor and estate agent. As someone who works for the NHS my hours can vary, and that was the stand out quality for me about Habito. They were always there, untill 8-8 (I think ?) And if the person was away, then another member, equally trained would read the conversation, introduce themselves and carried on the procedure. I can not recommend Habito enough, I didn't even know something like this existed untill I sore there advert and gave them a try. Reviewed on: 15th January 2020

So simple!

5
Really love habito because it was all online. I have a busy job and can’t spend hours on the phone - the online messaging made everything so much easier to do than the last time I was applying for a mortgage Reviewed on: 15th January 2020

Super helpful

5
Great company, super helpful, knowledgeable, and saved me money but more importantly they saved me stress. Reviewed on: 15th January 2020

Review Habito: Mortgage Broker now

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