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Habito: Mortgage Broker reviews

4.92
Based on 1,488 reviews, last reviewed 8th May 2026
96% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
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Latest highest rating:

5

I've used a few online mortgage brokers as a first-t... I've used a few online mortgage brokers as a first-time buyer and Habito was by far the best. Really easy to use, found me the best rate, and none of ... Read more Reviewed on: 15th April 2026
Rachel G's avatar
Rachel G

Latest lowest rating:

1

Communication was misleading and inconsistent I’d strongly recommend keeping the review factual and evidence-based rather than “naming and shaming” individual employees personally. Publicly accusi... Read more Reviewed on: 8th May 2026
Vinod Patel's avatar
Vinod Patel

About this product

If you're looking for Habito mortgage broker reviews, welcome to Smart Money People. We collect reviews so that others can be better informed when making their financial decisions. Perhaps you've used Habito's innovative mortgage finding solution in the past? Please share a review of your own…comment on the process, the app, and anything else to do with your mortgage application process so that others can decide if Habito is right for them.

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Habito Mortgage Broker reviews (1488)

Web-based simplicity with great service

5
My wife and I elected to seek our remortgage through Habito for the convenience and ease of service and were not disappointed. From start to finish, the experience has been great. Our mortgage advisor David was able to guide us through the process and answer any silly questions we had. Even when we had t pause the application due to circumstances outside of our control, David was helpful and prompt. Indeed, he consistently sought the best deal for us and advised us when better ones were available. Have no hesitation to recommend Habito to others. Reviewed on: 2nd March 2023

And they said buying a house would be stressful...

5
Habito have handled everything for us, been amazingly friendly, and gotten to know our exact needs to recommend the perfect mortgage for us. They sort out the solicitors, mortgage offer, surveys, everything. Really takes the stress out of the whole thing! As two 'lazy millenials', Habito have been an absolute dream. Our thanks to Deepak and Ellen! Reviewed on: 2nd March 2023

Trusted advisor

5
I've used Habito for multiple mortgages over the past 3 years. They have never failed to provide the best advice, show detailed understanding of the market and secured me the best deals. Where there have been problems with the mortgage companies, they've got on the phone and sorted these out without fail. It's been a real pleasure working with Habito! Reviewed on: 2nd March 2023

Quick and thorough

5
Habito got me the best deal available and helped with all the paperwork, making the process very easy. Reviewed on: 2nd March 2023

Very easy to use

5
easy to use , they are explaining everything and they are very friendly in professional manner Reviewed on: 2nd March 2023

Mortgage Yes - Plus No

3
The initial third party solicitors (Muve) we were assigned with the plus service were not able to explain or provide solutions to complex covenants on the property. Reviewed on: 1st March 2023

Easy to use modern way for Mortgages

5
So far my experience with Habito has been great. Really easy to use modern day way of reviewing and interacting with brokers. I’ve had great advice which was easy to follow and understand. There is still very much a personal feel to the process but made so easy having everything online and chat facilities you can respond at a convenient time. I’d highly recommend based on experience so far. Reviewed on: 1st March 2023

Outstanding service from start to finish

5
I was recommended Habito by my brother and from the very first point of contact the entire Habito team have been superb! I can't say anything but positive things about everyone I encountered during our Mortgage process, during a time when getting a mortgage was more complicated and difficult they really were superb. I would highly recommend them to anyone looking for a mortgage. Reviewed on: 1st March 2023

Handy service

4
Handy service, helpful agents, longterm utility. Reviewed on: 1st March 2023

Easy remortgage

5
Joe helped me through the process and their online portal/chat makes the application process quick and easy. I will use them again in the future for sure and would highly recommend them to others. Reviewed on: 1st March 2023

Review Habito: Mortgage Broker now

Help others make smarter decisions by sharing your own experience. Write a review