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Habito: Mortgage Broker reviews

4.92
Based on 1,488 reviews, last reviewed 8th May 2026
96% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

I've used a few online mortgage brokers as a first-t... I've used a few online mortgage brokers as a first-time buyer and Habito was by far the best. Really easy to use, found me the best rate, and none of ... Read more Reviewed on: 15th April 2026
Rachel G's avatar
Rachel G

Latest lowest rating:

1

Communication was misleading and inconsistent I’d strongly recommend keeping the review factual and evidence-based rather than “naming and shaming” individual employees personally. Publicly accusi... Read more Reviewed on: 8th May 2026
Vinod Patel's avatar
Vinod Patel

About this product

If you're looking for Habito mortgage broker reviews, welcome to Smart Money People. We collect reviews so that others can be better informed when making their financial decisions. Perhaps you've used Habito's innovative mortgage finding solution in the past? Please share a review of your own…comment on the process, the app, and anything else to do with your mortgage application process so that others can decide if Habito is right for them.

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Habito Mortgage Broker reviews (1488)

Swift, Accessible and Helpful

5
My experience at Habito has been second to none. My consultant responded quickly and explained the whole process really well. The tech platform makes submitting information very simple and it's great to work with a broker that is operating in the modern era, but is knowledgeable and trustworthy. Highly recommended. Reviewed on: 15th March 2022

Helpful and efficient service - really pleased

5
I was a little sceptical about using an online service, but having checked the mortgage offers against other more traditional brokers, I can see that Habito really does offer the most competitive offers from a range of mainstream mortgage lenders. Although the main interface is through an online chat, this worked perfectly well for us - and the team were always fast in responding and attentive. If you prefer having someone to call and speak to direct, this won't be for you - but for me it was fantastic to not have to juggle millions of calls and know exactly where your application is at any point using the dashboard. Reviewed on: 15th March 2022

Excellent service

5
Decided to give habito a try and reading some positive reviews and we have not been disappointed. Response times have been great, happy to help and answer questions and want to do the best for their customers. Gained a customer for life! Reviewed on: 14th March 2022

10/10!

5
Super smooth experience from start to finish. Great communication with the advisor and a very user friendly app. Reviewed on: 14th March 2022

FAB FAB

5
Great, helpful team and always quick to respond. Reviewed on: 14th March 2022

Quick and easy mortgage guidance

4
Really helpful service making the confusing world of mortgages a lot easy to navigate! Reviewed on: 14th March 2022

Sad - use your local mortgage broker

1
Pretty interface with a very bad operations process behind it. The staff are clearly not attentive to detail, it's been over a month to get a yes or a no and we're still waiting. Your local mortgage broker might cost you a bit more but it's totally worth the money. Having someone there for you and on your side during the process is essential IMO. I had high hopes but these guys make applying for a mortgage worst than getting your teeth pulled out with a spoon. Reviewed on: 14th March 2022

So smooth

5
The right level of guidance for me Reviewed on: 14th March 2022

Efficency

5
We have been treating with different mortgage advisor, but no one has been as effective, quick answer and helpful as Habito. I will definetly repeat the experience with them if I need to. Reviewed on: 14th March 2022

Excellent service!

5
Habito made the whole house buying process incredibly easy. I'd happily recommend them to any first-time buyer! Reviewed on: 14th March 2022

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