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Habito: Mortgage Broker reviews

4.92
Based on 1,488 reviews, last reviewed 8th May 2026
96% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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Latest highest rating:

5

I've used a few online mortgage brokers as a first-t... I've used a few online mortgage brokers as a first-time buyer and Habito was by far the best. Really easy to use, found me the best rate, and none of ... Read more Reviewed on: 15th April 2026
Rachel G's avatar
Rachel G

Latest lowest rating:

1

Communication was misleading and inconsistent I’d strongly recommend keeping the review factual and evidence-based rather than “naming and shaming” individual employees personally. Publicly accusi... Read more Reviewed on: 8th May 2026
Vinod Patel's avatar
Vinod Patel

About this product

If you're looking for Habito mortgage broker reviews, welcome to Smart Money People. We collect reviews so that others can be better informed when making their financial decisions. Perhaps you've used Habito's innovative mortgage finding solution in the past? Please share a review of your own…comment on the process, the app, and anything else to do with your mortgage application process so that others can decide if Habito is right for them.

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Habito Mortgage Broker reviews (1488)

Just great! Highly recommend!

5
Highly recommend! I've had two experiences with Habito. Got a mortgage offer the first time, very easy processes, quick to respond on the live chat and recommendations easy to understand. However, the seller pulled out later in the line. This led to a second experience a few months later, where it was the same easy process. This was time intensive to put in the mortgage application due to the seller, I explained the situation to Habito and within 2-3 days, I had a recommendation from Habito and mortgage application proceeded with. Just Great! Reviewed on: 24th February 2022

Slick efficient service.

5
Nice concept with convenient dashboard to manage the application process. Helpful knowledgable staff. Reviewed on: 24th February 2022

Have used them twice now. Recommended.

5
I've used Habito for both my original mortgage and re mortgage and have been impressed by both their knowledge and their patience. Always happy to answer any questions, no matter how silly. Recommended. Reviewed on: 24th February 2022

Excellent Broker!!

5
Excellent response times and answered every question I had. Will definitely use again. Special mention to Sameer who I dealt with from the beginning. Definitely recommend. Keep up the excellent work guys. Reviewed on: 23rd February 2022

Great communication and the best deals

5
Our mortgage advisor at Habito was excellent. He responded promptly in the chat and managed to get us the best deal. We tried another broker at another firm and they didn't manage to get us such a good deal. Overall, we felt so supported every step of the way, submitting documents online was easy and communication was excellent. We happily recommend Habito to all our friends and family in the future. Reviewed on: 23rd February 2022

Really good app and company

4
The site is so intuitive even though you need to provide lots of information. The staff are really great and responsive too. Reviewed on: 23rd February 2022

Helpful. And supportive service and takea the stress and indecision out of the whole process. Thanks again

4
Really appreciated the research and work that goes into this and all done in bite size.chunks to make it seem less overwhelming. They also saved me money researching the beat deal for me based on my current situation and needs. Reviewed on: 23rd February 2022

Home-buying made easier with Habito

5
Awesome experience. Home-buying made easier with Habito Reviewed on: 22nd February 2022

Really positive first mortgage experience

5
I was sceptical at first about doing everything over messenger but actually I found it worked really well for me as the staff at Habito were super responsive and there was always someone available to talk and answer my questions. The whole process was really smooth and I’m really glad I used them. Reviewed on: 22nd February 2022

Great no-hassle, free service, exactly how mortgage brokers should be

5
I've had a great experience with Habito. Everything being handled in the online platform makes the process super easy for a customer. The chatroom format is more convenient than having multiple phone calls especially because brokers are available after work hours (with crazy fast response times) which is really helpful. I will continue to use Habito for any house sale/purchase going forward Reviewed on: 22nd February 2022

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