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Habito: Mortgage Broker reviews

4.92
Based on 1,488 reviews, last reviewed 8th May 2026
96% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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Latest highest rating:

5

I've used a few online mortgage brokers as a first-t... I've used a few online mortgage brokers as a first-time buyer and Habito was by far the best. Really easy to use, found me the best rate, and none of ... Read more Reviewed on: 15th April 2026
Rachel G's avatar
Rachel G

Latest lowest rating:

1

Communication was misleading and inconsistent I’d strongly recommend keeping the review factual and evidence-based rather than “naming and shaming” individual employees personally. Publicly accusi... Read more Reviewed on: 8th May 2026
Vinod Patel's avatar
Vinod Patel

About this product

If you're looking for Habito mortgage broker reviews, welcome to Smart Money People. We collect reviews so that others can be better informed when making their financial decisions. Perhaps you've used Habito's innovative mortgage finding solution in the past? Please share a review of your own…comment on the process, the app, and anything else to do with your mortgage application process so that others can decide if Habito is right for them.

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Habito Mortgage Broker reviews (1488)

Fast. Friendly. Personable. Mortgages Made Easy.

5
Love love love Habito. Was speaking to another broker before hand, handling things over the phone and wanted us to spend hours meeting with their advisors. So we gave Habito a try, it was quick, efficient, we felt properly informed and supported throughout, we got a great agreement in principle and waiting the result of our application now. Habito makes getting an mortgage easy, intuitive and stress free. The platform is modern and the experience is first class. I’d recommend it to anybody. Reviewed on: 14th February 2022

Got my first mortgage

5
Habito got me my first mortgage at age 45. Straight forward and all done online. My designated broker sorted everything and I'm certain I got the best deal going. 2 years later they got me the best re mortgage deal. Couldn't be happier. Everything is so transparent, easy and I know I can trust them. Reviewed on: 14th February 2022

Second time. So easy

5
Find it so easy to remortgage using the services provided by Habito. Second time now using them. Quick, responsive and straightforward. Reviewed on: 14th February 2022

Super helpful

5
As first time buyers we found Habito Plus ideal for our needs. They sorted everything out for us, including the survey and getting a (really great) solicitor. Habito were super helpful and responsive throughout what turned out to be a very complex and lengthy process! They clarified issues for us and intervened when necessary. Reviewed on: 14th February 2022

Habito has been a life saver

5
As a first time buyer the whole process of find the right mortgage and applying sounded like a very daunting process. Habito has been a life saver! From the initial conversation with their Mortgage Adviser to the Case Worker who submitted the application it was an amazing service. Quick responses to messages, easy to user platform, very simple application to appload documents and tracking the application. I cannot recommend Habito enough as they have helped me get onto the property ladder in a stress-free experience and helped me get a Mortgage offer in 4 days! Reviewed on: 14th February 2022

Quick, easy and hassle free mortgages

5
I have experienced applying for a mortgage on my own several times and never thought to go via a broker. Habito take out the stress of it all. I would 100% recommend every one to use Habito. I love the chat online function. Things like this are just handy if you're at work and don't have time to wait on the phone. Reviewed on: 14th February 2022

Great online service

5
Habito helped us with our first time buyer mortgage and a remortgage a couple of years later. The whole process was smooth from start to finish and all the staff are competent, friendly and knowledgeable. Keep up the good work! Reviewed on: 14th February 2022

Took all the hassle out of mortgage process

5
I used Habito because I hate admin and I hate hassle! So basically the two things that sum up mortgage applications. Add to that I don't have time for daytime face to face interaction going from branch to branch to discuss best options so when I discovered I could talk to Habito online anytime, upload my documents to a portal following the checklist so I knew it was all OK I jumped on the site. It really is the only way to find the best deal and get all the help you need! Reviewed on: 14th February 2022

Hassle free

5
Habito are helping us sort out our mortgage and the process has been smooth so far! I recommend to anyone that needs some assistance as they are knowledgable and user friendly. Reviewed on: 14th February 2022

Can't fault it!

5
Hard to find excellent customer services these days, but thank goodness it still exists in the form of Habito. They got good people here who actually listens to what I want and recommends product that benefit me. This is my second time using Habito, I wish I knew about Habito earlier - it is now my first and only choice for mortgage. Reviewed on: 14th February 2022

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