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Habito: Mortgage Broker reviews

4.92
Based on 1,488 reviews, last reviewed 8th May 2026
96% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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Latest highest rating:

5

I've used a few online mortgage brokers as a first-t... I've used a few online mortgage brokers as a first-time buyer and Habito was by far the best. Really easy to use, found me the best rate, and none of ... Read more Reviewed on: 15th April 2026
Rachel G's avatar
Rachel G

Latest lowest rating:

1

Communication was misleading and inconsistent I’d strongly recommend keeping the review factual and evidence-based rather than “naming and shaming” individual employees personally. Publicly accusi... Read more Reviewed on: 8th May 2026
Vinod Patel's avatar
Vinod Patel

About this product

If you're looking for Habito mortgage broker reviews, welcome to Smart Money People. We collect reviews so that others can be better informed when making their financial decisions. Perhaps you've used Habito's innovative mortgage finding solution in the past? Please share a review of your own…comment on the process, the app, and anything else to do with your mortgage application process so that others can decide if Habito is right for them.

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Habito Mortgage Broker reviews (1488)

Very efficient and knowledgeable

5
I remortgaged with Habito and I already had all the data in their system so it was extremely quick and they addressed all my questions promptly. I receive the mortgage offer few days later. Very impressed Reviewed on: 14th February 2022

Easy and prompt whole market comparison!

5
Used Habito for 2 mortgages now. Slick and simple system. Agents are always friendly, informative and responsive within reasonable time frames. Reviewed on: 14th February 2022

Easy process with great support

5
Very easy and smooth experience! The mortgage advisors are great and keep you updated along the way so you never feel like you’re in the dark. Reviewed on: 14th February 2022

Great service and so easy!

5
This is the second time we've trusted Habito with arranging our mortgage, they are super knowledgeable, easy to deal with and I believe they deliver great value for money for the customer. It takes all the hassle out of remortgaging! Thank you Habito. Reviewed on: 14th February 2022

Efficient and slick mortgage process

5
I've used Habito for a few remortgages now and each time I've found them to be really efficient and slick in the service they provide which is why I keep coming back to them. Reviewed on: 14th February 2022

Good service

4
Habito provided a good service with reasonably fast responses to any queries. The online system was easy to use and the process of uploading documents was simple. Reviewed on: 14th February 2022

So far so good! Zero lengthy phone calls!

5
Straight forward process. Free of charge. Great online portal Reviewed on: 14th February 2022

The perfect mortgage broker

5
Fast, friendly, easy, helpful and free. Can't fault them. Reviewed on: 14th February 2022

Amazing mortgage brokers

5
Really helpful and responsive and found an amazing deal to match my circumstances Reviewed on: 14th February 2022

Quick, Easy and Convenient

5
Habito are a great service if you want to sort out your mortgage quickly, with the least hassle and at a time which suits you. My husband and I work long hours in the week so the best time for us to sort out our mortgage application was late in the evenings or at the weekends, which was a real plus for us using the service; no more having to find time in your work schedule to meet a mortgage broker in person or playing phone ping pong trying to get hold of them. Habito's online portal also made it really easy to complete our mortgage application and their instant messaging feature to chat to their team if you have any questions makes the application process really easy. Not only that, but the team are always really friendly and quick to respond, guiding you through the process to help make it all much less daunting. I was also really impressed that they share their evidence of research so you can be sure you're getting the best deal, while they're also transparent about the commission they'll be receiving from the lender if you take out the stated mortgage policy. They even included direct to lender mortgages in their comparison table (which were always slightly cheaper) which I thought was honest of them, but we felt the time and hassle Habito managed to save us in sorting out our mortgage made it worth going through them rather than trying to liaise with the lender direct. All in all, a great service which we will definitely recommend to others. Reviewed on: 12th February 2022

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