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Habito: Mortgage Broker reviews

4.92
Based on 1,483 reviews, last reviewed 11th Feb 2026
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Latest highest rating:

5

Best, Friendly and knowledgeable Mortgage broker It was a lovely experience with Habito. They are professionals with deeper knowledge and they recommend what’s good for the customers and share the ev... Read more Reviewed on: 11th February 2026
Karthi's avatar
Karthi

Latest lowest rating:

2

You get better advise from Google search Even though I got an offer in the end the experience was horrendous and I would advise this broker to anyone. My property was undervalued and amid the... Read more Reviewed on: 17th October 2022
Rissa's avatar
Rissa

About this product

If you're looking for Habito mortgage broker reviews, welcome to Smart Money People. We collect reviews so that others can be better informed when making their financial decisions. Perhaps you've used Habito's innovative mortgage finding solution in the past? Please share a review of your own…comment on the process, the app, and anything else to do with your mortgage application process so that others can decide if Habito is right for them.

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Habito Mortgage Broker reviews (1483)

So easy to use and really helpful along the way!

5
Everything about the service so far with Habito has been a breeze, we have heard some horror stories of trying to sort a mortgage out but this is really easy and the advisor (Ramneet) has been quick and brilliantly helpful the whole time. Reviewed on: 7th February 2022

Easy and prompt experience

5
I always use Habito for my remortgages. Despite being online only there is a personal approach and my broker has been patient and understanding, having to make several changes to my application. They are very prompt and efficient. Reviewed on: 7th February 2022

Brilliant Service

5
Habito have made the process of our mortgage application so much more straightforward, the platform is easy to use and navigate, and the quality of the team is equally as impressive. Steven Duck was a brilliant mortgage advisor to work with - he couldn't do enough to help us and put our minds at ease, especially with all of the questions we had for him. Will 100% rate Habito! Reviewed on: 7th February 2022

Would recommend

5
Family recommended Habito and I thought it sounded time consuming but I was pleasantly surprised. The advisor came back with an excellent rate so quickly and asked me exactly what I needed and got me exactly that. The process of uploading documents is simple and straight forward. I will definitely use again once my term is up and will be quick to recommend to family and friends. Reviewed on: 7th February 2022

Highly recommend Habito

5
This is the second time we have used Habito and they offer a fantastic service. It is so easy to chat with them online and the application process is so user friendly. They responded to all our queries very quickly and made the whole process as simple and as easy as possible. Will definitely use them again. Reviewed on: 7th February 2022

Easy and Responsive

5
Worked with Steven to find the very best mortgage deal for a 3yr fixed mortgage. Beat my usual independent broker. Habito constantly scanned the market and explained everything in full. First time using the serivice and extremly happy so far! Reviewed on: 7th February 2022

Made a terrifying process easy!!

5
The responce on the live chat was amazing as well the knowledge of the service provided. I shall be using Habito for every mortgage/remortgage I do!! Reviewed on: 7th February 2022

Simple consistent interactions

5
Straightforward guidance offered via an interactive portal. Reviewed on: 7th February 2022

Very honest advice and thorough re-mortgage process

5
JP was fantastic! His honesty about the rates out there and my affordability made me feel safe in the process. He was super thorough and made sure to keep double checking everything right to the point of my application submission. Reviewed on: 7th February 2022

My go to broker...

5
This will be my third mortgage application with Habito. They are easy to communicate with, no need to visit a branch and do all the hard work in searching for you. Plus they are free compared to a traditional broker who charges an upfront fee of approx £300-400 each time. They recoup their costs through the lender. Very happy customer. Reviewed on: 7th February 2022

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