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Hamilton Fraser: Cosmetic Indemnity Insurance reviews

Name: Cosmetic Indemnity Insurance
Rating: 4.95 (364 reviews)

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4.93

Based on 364 reviews, last reviewed 25th Aug 2025

5700% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

96%

2 star

Latest highest rating:

5

I have been insured by Hamilton Fraser since 2014 I have been insured by Hamilton Fraser since 2014, they are always pronted with good advised and support whenever I have a query or a possible claim. Reviewed on: 25th August 2025

Latest lowest rating:

1

Hamilton Fraser have used misleading language to sel... Hamilton Fraser have used misleading language to sell insurance policies. They have partnered with charity organisations, making large donations, whic... Read more Reviewed on: 25th August 2025

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About this product

Hamilton Fraser’s cosmetic malpractice insurance is designed to protect you, the practitioner, against allegations of malpractice and negligence whilst administering aesthetic treatments.
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If you have used Hamilton Fraser’s medical malpractice insurance, please leave a review on their Smart Money People review page.

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Hamilton Fraser Cosmetic Indemnity Insurance reviews (364)

HFIS are the best at what they do.

HFIS are the best at what they do, but what they do is more than just insurance cover. They provide confidence and credibility on a personal and industry level. They have gained the respect of the wider sector, creating a genuine USP and setting a benchmark for insurance standards. Reviewed on: 29th July 2025

Very good price comparing what they cover

Very good price comparing what they cover Reviewed on: 29th July 2025

Been using them for two years .

Been using them for two years . They always are able to answer any questions when I talk to them at the shows or on the phone or email. I feel reassured that I have the protection I need Reviewed on: 29th July 2025

Only provider for me!

Great - very responsive, clear communication, supportive Reviewed on: 29th July 2025

Very responsive and always willing to advise

Very responsive and always willing to advise Reviewed on: 10th July 2025

Staff always helpful and knowledgeable

Staff always helpful and knowledgeable Reviewed on: 10th July 2025

Consultant in General Surgeon

I believe that doctors and nurses should be paying less for professional insurance for aesthetic procedures compared to beauticians or non-medical practitioners. The reasoning is simple: medical professionals have significantly more training, are strictly regulated, and are better equipped to handle complications or emergencies during procedures. This leads to a lower overall risk, which should be reflected in insurance premiums. Beauticians, while skilled in their own field, generally don’t have the same level of medical education, clinical experience, or regulatory oversight. That increases the potential risk of complications and claims, which justifies a higher insurance rate on their side. It makes sense that insurance premiums reflect actual risk—and qualified medical professionals performing aesthetic procedures usually present a much lower one. Reviewed on: 10th July 2025

Quote is always competitive and usually the best.

Quote is always competitive and usually the best. Easy to change the policy and apply add ons. Reviewed on: 9th July 2025

I have been insured with Hamilton Frazer for many ye...

I have been insured with Hamilton Frazer for many years . Excellent in every way . Thank you . Reviewed on: 9th July 2025

Great insurance .

Fair fees, good coverage. Efficient with paperwork, and advice Reviewed on: 9th July 2025

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