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Hamilton Fraser: Cosmetic Indemnity Insurance reviews

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4.93
Based on 376 reviews, last reviewed 21st Sep 2025
6900% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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96%
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3%
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Latest highest rating:

5

Always the best with providing insurance for the bes... Always the best with providing insurance for the best price Reviewed on: 21st September 2025
Kristina L's avatar
Kristina L

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.
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About this product

Hamilton Fraser’s cosmetic malpractice insurance is designed to protect you, the practitioner, against allegations of malpractice and negligence whilst administering aesthetic treatments.
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If you have used Hamilton Fraser’s medical malpractice insurance, please leave a review on their Smart Money People review page.

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Hamilton Fraser Cosmetic Indemnity Insurance reviews (376)

Always excellent customer service, all emails respon...

5
Always excellent customer service, all emails responded to quickly and efficiently. I have contacted you many times to add new treatments to my policy and staff are always happy and willing to help. Reviewed on: 29th July 2025
Carly T's avatar
Carly T

Very simple and effective, straight to the point and...

5
Very simple and effective, straight to the point and quick to answer the calls when you need them. I have been with them for many years Reviewed on: 29th July 2025
Osama A's avatar
Osama A

HFIS are the best at what they do.

5
HFIS are the best at what they do, but what they do is more than just insurance cover. They provide confidence and credibility on a personal and industry level. They have gained the respect of the wider sector, creating a genuine USP and setting a benchmark for insurance standards. Reviewed on: 29th July 2025
Andrew R's avatar
Andrew R

Very good price comparing what they cover

5
Very good price comparing what they cover Reviewed on: 29th July 2025
Kristina L's avatar
Kristina L

Been using them for two years .

5
Been using them for two years . They always are able to answer any questions when I talk to them at the shows or on the phone or email. I feel reassured that I have the protection I need Reviewed on: 29th July 2025
Christina Murray-twinn's avatar
Christina Murray-twinn

Only provider for me!

5
Great - very responsive, clear communication, supportive Reviewed on: 29th July 2025
Megan M's avatar
Megan M

Very responsive and always willing to advise

5
Very responsive and always willing to advise Reviewed on: 10th July 2025
Linda Jordan's avatar
Linda Jordan

Staff always helpful and knowledgeable

5
Staff always helpful and knowledgeable Reviewed on: 10th July 2025
Marion H's avatar
Marion H

Consultant in General Surgeon

3
I believe that doctors and nurses should be paying less for professional insurance for aesthetic procedures compared to beauticians or non-medical practitioners. The reasoning is simple: medical professionals have significantly more training, are strictly regulated, and are better equipped to handle complications or emergencies during procedures. This leads to a lower overall risk, which should be reflected in insurance premiums. Beauticians, while skilled in their own field, generally don’t have the same level of medical education, clinical experience, or regulatory oversight. That increases the potential risk of complications and claims, which justifies a higher insurance rate on their side. It makes sense that insurance premiums reflect actual risk—and qualified medical professionals performing aesthetic procedures usually present a much lower one. Reviewed on: 10th July 2025
Giuseppe S's avatar
Giuseppe S

Quote is always competitive and usually the best.

5
Quote is always competitive and usually the best. Easy to change the policy and apply add ons. Reviewed on: 9th July 2025
Dr I's avatar
Dr I

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