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iwoca: Business loan reviews

Name: Business loan
Rating: 4.75 (163 reviews)

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4.75

Based on 163 reviews, last reviewed 3rd Jul 2026

27% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Very fast response and excellent communication all t... Very fast response and excellent communication all the way Reviewed on: 3rd July 2026

Latest lowest rating:

1

Behind the slick branding is nothing but a loan shark Like many businesses, we faced cash flow problems, and Iwoca seemed like the ideal solution. I became the guarantor of the loan, but due to circumstan... Read more Reviewed on: 26th July 2025

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About this product

With an iwoca business loan, you can borrow between £1,000 and £1m.

It only takes around 24 hours to get a decision on an iwoca loan application. You can borrow money with terms ranging from one day to five years and there’s no fee to repay your loan early.

iwoca business loan reviews help you find out what it’s really like to be a customer. If you’ve used iwoca before, you can also leave a review and share your experience.

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iwoca Business loan reviews (163)

Very helpful and good service to use

Very helpful and good service to use Reviewed on: 12th February 2026

Very helpful

Easy to navigate. Very helpful staff Maria. All in all a great service Reviewed on: 12th February 2026

Brilliant and quick service, customer service has be...

Brilliant and quick service, customer service has been brilliant since day 1 and i would reccommend them to anyone. Reviewed on: 11th February 2026

Fast response time and very little paperwork, just h...

Fast response time and very little paperwork, just how I like it. Reviewed on: 11th February 2026

Private sector funding

IWoca is brilliant at providing instant access to funds when they are needed. Let’s face it, in the private sector businesses are at the mercy of market changes, cash flow is the lifeblood of SME’s, should the lifeblood suddenly stop cascading we cannot rely on a government bailout can we? Not in the private sector, no, we use our own resources and financial institutions such as IWoca. The funds are there but are accompanied with an eye watering interest rate. But hey, we work like trojans to pay back the loan asap. Living to tell yet another tale. Reviewed on: 10th February 2026

Streamlined tech

Impressed with the streamlined tech that interlinks with introducer . A few bumps at the start that got ironed out to enable us to continue with funding Reviewed on: 10th February 2026

Seamless and very supportive.

Seamless and very supportive. Joe was very helpful. The tranda tion process was very easy Reviewed on: 10th February 2026

The entire process was seamless, quick and straight...

The entire process was seamless, quick and straightforward Reviewed on: 10th February 2026

Fast and efficient service.

Fast and efficient service. easy to use system Reviewed on: 9th February 2026

Real Good Communication and Customer Service

Real Good Communication and Customer Service Reviewed on: 6th February 2026

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