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iwoca: Business loan reviews

Name: Business loan
Rating: 4.77 (168 reviews)

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4.77

Based on 168 reviews, last reviewed 19th Aug 2026

88% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Really fast, efficient & professional service. Really fast, efficient & professional service. Reviewed on: 19th August 2026

Latest lowest rating:

1

Behind the slick branding is nothing but a loan shark Like many businesses, we faced cash flow problems, and Iwoca seemed like the ideal solution. I became the guarantor of the loan, but due to circumstan... Read more Reviewed on: 26th July 2025

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About this product

With an iwoca business loan, you can borrow between £1,000 and £1m.

It only takes around 24 hours to get a decision on an iwoca loan application. You can borrow money with terms ranging from one day to five years and there’s no fee to repay your loan early.

iwoca business loan reviews help you find out what it’s really like to be a customer. If you’ve used iwoca before, you can also leave a review and share your experience.

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iwoca Business loan reviews (168)

Streamlined tech

Impressed with the streamlined tech that interlinks with introducer . A few bumps at the start that got ironed out to enable us to continue with funding Reviewed on: 10th February 2026

Seamless and very supportive.

Seamless and very supportive. Joe was very helpful. The tranda tion process was very easy Reviewed on: 10th February 2026

The entire process was seamless, quick and straight...

The entire process was seamless, quick and straightforward Reviewed on: 10th February 2026

Fast and efficient service.

Fast and efficient service. easy to use system Reviewed on: 9th February 2026

Real Good Communication and Customer Service

Real Good Communication and Customer Service Reviewed on: 6th February 2026

Brilliant Banking Balance

We were introduced To Iwoca by our bankers Tide, and have since forged a very positive business relationship over the last couple of years. Not that we have always got our way or spoken to the same person but have always been dealt with in a positive and proactive manner and a genuine empathy to help. The individuals and the company should be congratulated on their pro business ethos and look-forward to their continued support. Reviewed on: 6th February 2026

Sara dealt with me and she was a dream to work with.

Sara dealt with me and she was a dream to work with. The entire process was very smooth. Reviewed on: 5th February 2026

a first words I need to say 'Thank you so much Sally...

a first words I need to say 'Thank you so much Sally' and her team for quick respond and they are so professional in handling any situation! within 2 days I received the fund with what I asked for. Great Jobs! Excellent service! Reviewed on: 5th February 2026

Great experience with George thank you

Great experience with George thank you Reviewed on: 4th February 2026

Everything was handled transparently, with no hidden...

Everything was handled transparently, with no hidden details, and very quickly Reviewed on: 3rd February 2026

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