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iwoca: Business loan reviews

Name: Business loan
Rating: 4.76 (163 reviews)

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4.76

Based on 163 reviews, last reviewed 3rd Jul 2026

27% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Very fast response and excellent communication all t... Very fast response and excellent communication all the way Reviewed on: 3rd July 2026

Latest lowest rating:

1

Behind the slick branding is nothing but a loan shark Like many businesses, we faced cash flow problems, and Iwoca seemed like the ideal solution. I became the guarantor of the loan, but due to circumstan... Read more Reviewed on: 26th July 2025

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About this product

With an iwoca business loan, you can borrow between £1,000 and £1m.

It only takes around 24 hours to get a decision on an iwoca loan application. You can borrow money with terms ranging from one day to five years and there’s no fee to repay your loan early.

iwoca business loan reviews help you find out what it’s really like to be a customer. If you’ve used iwoca before, you can also leave a review and share your experience.

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iwoca Business loan reviews (163)

Great fast service, after approval funds landed in o...

Great fast service, after approval funds landed in our account within minutes Reviewed on: 20th February 2026

It was easy to apply and rapid service.

It was easy to apply and rapid service. Reviewed on: 20th February 2026

I was supported via a finacial broker and the transi...

I was supported via a finacial broker and the transition was smooth Reviewed on: 19th February 2026

Exceptional customer care very professional

Exceptional customer care very professional Reviewed on: 19th February 2026

iwoca is a great company easy to deal with and grea...

iwoca is a great company easy to deal with and great help from Dave Race made getting my business loan easy and quick to get my funds i have used this company before and they are highly recommended Reviewed on: 18th February 2026

Big thanks to Reuben at iwoca.

Big thanks to Reuben at iwoca. He listened, stayed calm and solutions-focused, and helped us get funding in place to keep our operation running. Great service and clear communication. Reviewed on: 16th February 2026

Joe was absolutely fantastic

I have used this company twice now for small business loans and they have been absolutely fantastic. Ease of use very polite and very efficient. I would recommend very highly to anybody looking for a very quick business loan with fair repayment. Reviewed on: 13th February 2026

put me at ease, easy application, very fast payout

put me at ease, easy application, very fast payout Reviewed on: 13th February 2026

The best company

The best company very good collaboration Reviewed on: 13th February 2026

Sara, customer services has been brilliant, very hel...

Sara, customer services has been brilliant, very helpful, always on the phone, if any issues. so far, happy with the service. Reviewed on: 12th February 2026

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