Write a review

Newsletter

Go to business site

iwoca: Business loan reviews

Name: Business loan
Rating: 4.75 (157 reviews)

View other iwoca products

4.75

Based on 157 reviews, last reviewed 10th Jun 2026

57% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I'm happy with the speed and effeciency how my loan... I'm happy with the speed and effeciency how my loan application was processed. I wanted a business loan to cover the shortfall on my comapny payrol... Read more Reviewed on: 10th June 2026

Latest lowest rating:

1

Behind the slick branding is nothing but a loan shark Like many businesses, we faced cash flow problems, and Iwoca seemed like the ideal solution. I became the guarantor of the loan, but due to circumstan... Read more Reviewed on: 26th July 2025

Read all reviews Write a review

About this product

With an iwoca business loan, you can borrow between £1,000 and £1m.

It only takes around 24 hours to get a decision on an iwoca loan application. You can borrow money with terms ranging from one day to five years and there’s no fee to repay your loan early.

iwoca business loan reviews help you find out what it’s really like to be a customer. If you’ve used iwoca before, you can also leave a review and share your experience.

Review iwoca: Business loan now

Help others make smarter decisions by sharing your own experience.

Write a review

iwoca Business loan reviews (157)

Joe was absolutely fantastic

I have used this company twice now for small business loans and they have been absolutely fantastic. Ease of use very polite and very efficient. I would recommend very highly to anybody looking for a very quick business loan with fair repayment. Reviewed on: 13th February 2026

put me at ease, easy application, very fast payout

put me at ease, easy application, very fast payout Reviewed on: 13th February 2026

The best company

The best company very good collaboration Reviewed on: 13th February 2026

Sara, customer services has been brilliant, very hel...

Sara, customer services has been brilliant, very helpful, always on the phone, if any issues. so far, happy with the service. Reviewed on: 12th February 2026

Very helpful and good service to use

Very helpful and good service to use Reviewed on: 12th February 2026

Very helpful

Easy to navigate. Very helpful staff Maria. All in all a great service Reviewed on: 12th February 2026

Brilliant and quick service, customer service has be...

Brilliant and quick service, customer service has been brilliant since day 1 and i would reccommend them to anyone. Reviewed on: 11th February 2026

Fast response time and very little paperwork, just h...

Fast response time and very little paperwork, just how I like it. Reviewed on: 11th February 2026

Private sector funding

IWoca is brilliant at providing instant access to funds when they are needed. Let’s face it, in the private sector businesses are at the mercy of market changes, cash flow is the lifeblood of SME’s, should the lifeblood suddenly stop cascading we cannot rely on a government bailout can we? Not in the private sector, no, we use our own resources and financial institutions such as IWoca. The funds are there but are accompanied with an eye watering interest rate. But hey, we work like trojans to pay back the loan asap. Living to tell yet another tale. Reviewed on: 10th February 2026

Streamlined tech

Impressed with the streamlined tech that interlinks with introducer . A few bumps at the start that got ironed out to enable us to continue with funding Reviewed on: 10th February 2026

Do you have a different iwoca product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Flexible credit facility (discontinued)
from Growth Street (inactive company) 4.40 from 12 reviews
Debt consolidation
from Capify 0.00 from 0 reviews
Business Lending
from Cynergy Bank 3.71 from 23 reviews

Want to see more from iwoca?

Buy now pay later
from iwoca 4.12 from 2 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub