Smart Money People Logo
Go to business site
Share this page
Link copied

Klarna: Buy Now Pay Later reviews

View other Klarna products
4.87
Based on 539 reviews, last reviewed 13th Jun 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Who needs an expensive credit card? Who needs an expensive credit card?! I live how I can spread the cost of something that will last over time, and interest free! Reviewed on: 13th June 2025
Renate Kriegler Edwards's avatar
Renate Kriegler Edwards

Latest lowest rating:

1

Doesn’t work at all won’t let me purchase anything e... Doesn’t work at all won’t let me purchase anything even though I have credit with them! Reviewed on: 29th April 2024
Katherine's avatar
Katherine
Read all reviews Write a review

About this product

Klarna offer a range of Buy Now Pay Later options for shoppers.

You can choose to pay in three interest-free payments or in full in 30 days. You can use Klarna at the checkout, in the Klarna app or via Apple Pay. There are no fees to pay, as long as you pay on time.

Klarna reviews help you find out what it’s really like to be a customer. If you’ve used Klarna before, you can also leave a review and share your experience.

Review Klarna: Buy Now Pay Later now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Klarna Buy Now Pay Later reviews (539)

Good line of credit for buying a bit of time with finances

4
Useful if you need to buy a bit of time till the next pay day. However can easily creep up on you…so make sure to keep on top of paying it off. They’re coming out with a pay in 3 option which should make it easier to manage finances and less likely to miss any payments Reviewed on: 3rd July 2022
Joec's avatar
Joec

Great service

5
Great service, only wish more retailers offered Klarna's services. Reviewed on: 2nd July 2022
Vic's avatar
Vic

Easy, helpful, flexible

5
Easy to use klarna, flexible payments, makes life easier and purchasing things more achievable. Reviewed on: 30th June 2022
AMilli's avatar
AMilli

Great service

4
Always helped out with customer service and made it clear Reviewed on: 27th June 2022
Caine Knights's avatar
Caine Knights

AMAZING

5
I use Klarna with clothing purchases online. picking the correct sizes can be a nightmare and Klarna gives you the financial freedom to essentially 'try before you buy' If things don't fit and you have to return them, you're not down on money while you're waiting for the re-turn delivery and refund process. Absolutely love this service!!! HIGHLY RECOMMENDED!!! Reviewed on: 27th June 2022
Kayleigh Holden's avatar
Kayleigh Holden

Easy to use and great for flexibility

5
I've used Klarna's BNPL for a few years now and it's never caused me any grief but instead made paying for items much easier and less stressful financially. Given the long times to return items and then receive the refund, Klarna allows me to try out products and decide if I want them without having to lose the money before I'm sure - as such it gives me greater financial freedom than I'd otherwise have and I'm very glad I use it! Reviewed on: 27th June 2022
Sam H's avatar
Sam H

Convenient

5
Love that you can spread the cost of expensive items and the whole process is super easy with the app. Can be used against loads of retailers. Great service. Reviewed on: 23rd June 2022
Pm's avatar
Pm

Easiest company I've used

5
Would recommend to friends and family, easy to set up, fast responses, up to date app and brilliant communication Reviewed on: 23rd June 2022
FKW91's avatar
FKW91

Helpful and easy

5
It is great to be able to spread payments for items interest free. It helps when money is tight but you really need an item Reviewed on: 23rd June 2022
DFG's avatar
DFG

Handy

5
This is useful for between paydays Reviewed on: 21st June 2022
gillian.whitfield@yahoo.co.uk's avatar
[email protected]

Do you have a different Klarna product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Klarna?

  • Klarna card

    from Klarna 0.00 from 0 reviews
    Klarna
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill