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Klarna: Buy Now Pay Later reviews

4.41
Based on 565 reviews, last reviewed 13th Aug 2026
38% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Convenient and adaptable payments I like how you can choose to pay bit by bit for or you can make payments in advance to clear your balance quicker. Reviewed on: 13th August 2026
Andrew H's avatar
Andrew H

Latest lowest rating:

1

I liked my earlier dealings with Klarna but ... I liked my earlier dealings with Klarna but have rated them a one-star because of more recent attempts at dealing. I appreciate that my financial stat... Read more Reviewed on: 11th June 2026
Suzi G's avatar
Suzi G

About this product

Klarna offer a range of Buy Now Pay Later options for shoppers.

You can choose to pay in three interest-free payments or in full in 30 days. You can use Klarna at the checkout, in the Klarna app or via Apple Pay. There are no fees to pay, as long as you pay on time.

Klarna reviews help you find out what it’s really like to be a customer. If you’ve used Klarna before, you can also leave a review and share your experience.

Review Klarna: Buy Now Pay Later now

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Klarna Buy Now Pay Later reviews (565)

Smooth service

5
I have been using klarna for some years now and I love it. I love the fact that it gives me the flexibility to split payments and see whether I like the product before having to pay for it. Which is always a problem when buying online Reviewed on: 8th July 2022

Great

5
Makes buying products so much more affordable and I can just return them without taking money out my bank account Reviewed on: 8th July 2022

Great Service

5
Klarna are a great company with great customer service. I love how you can pay later for items. Very easy to use. Reviewed on: 8th July 2022

Made the unaffordable affordable

5
Easy to set up and they have a ton of zero interest payment plans on larger purchases. Fantastic. Reviewed on: 8th July 2022

Easy and secure

5
Karna is great because I was able to purchase some more expensive things and pay them over a couple months Reviewed on: 8th July 2022

Great Lending plan.

5
I used Klarna to purchase a new mobile phone. It was easy to set up, reliable monthly repayments taken via Direct Debit. I get monthly reminders and alerts about my payment due date. Very easy to use and 0% interest! Reviewed on: 8th July 2022

love it

5
Easy to use and easy to monitor so you don't miss any payments Reviewed on: 8th July 2022

Good line of credit for buying a bit of time with finances

4
Useful if you need to buy a bit of time till the next pay day. However can easily creep up on you…so make sure to keep on top of paying it off. They’re coming out with a pay in 3 option which should make it easier to manage finances and less likely to miss any payments Reviewed on: 3rd July 2022

Great service

5
Great service, only wish more retailers offered Klarna's services. Reviewed on: 2nd July 2022

Easy, helpful, flexible

5
Easy to use klarna, flexible payments, makes life easier and purchasing things more achievable. Reviewed on: 30th June 2022

Review Klarna: Buy Now Pay Later now

Help others make smarter decisions by sharing your own experience. Write a review