Smart Money People Logo
Go to business site
Share this page
Link copied

Lendable: Personal loan reviews

View other Lendable products
4.95
Based on 31,886 reviews, last reviewed 30th Apr 2026
3015000% increase in 5 star reviews
in the past 90 days
2700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Speedy , helpful with problems , would use again Speedy , helpful with problems , would use again Reviewed on: 30th April 2026
Chris F's avatar
Chris F

Latest lowest rating:

2

Not the best experience in terms of accessing funds... Not the best experience in terms of accessing funds and user interface of website is not user friendly. Reviewed on: 26th April 2026
Z H's avatar
Z H
Read all reviews Write a review

About this product

Lendable offer loans from £1,000 to £25,000.

Loans can be repaid over a term of 12 to 60 months but you can pay it off early with no fees to pay. If your Lendable loan is approved, you can get the funds in as little as two hours. There is non-refundable loan fee added to the loan amount.

Lendable loan reviews help you find out what it’s really like to be a customer. If you’ve used Lendable before, you can also leave a review and share your experience.

Review Lendable: Personal loan now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Lendable Personal loan reviews (31886)

Lendable is quick and easy and is there when i need...

5
Lendable is quick and easy and is there when i need that little extra. Reviewed on: 26th March 2026
Matthew E's avatar
Matthew E

Really great company easy to understand your payment...

5
Really great company easy to understand your payments & manage Reviewed on: 26th March 2026
Laura 's avatar
Laura

A Stellar Experience with Lendable: A Five-Star Company

5
**A Stellar Experience with Lendable: A Five-Star Review from a Very Happy Customer** I'm taking the time to write this review because my experience with Lendable has been nothing short of exceptional, and I believe consumers deserve to know about financial service providers that genuinely get it right. From start to finish, Lendable has redefined what it means to apply for and manage a loan in the digital age. I am 100% a very happy customer, and here is a detailed breakdown of why. **The Application Process: Seamless and Transparent** My journey began with a need for a personal loan to consolidate some higher-interest debt. I was dreading the typical process: endless paperwork, long waits for approval, and opaque terms. Lendable shattered those expectations from the very first click. The online application was intuitive and clean. It took me no more than 10 minutes to complete, asking only for necessary information in a clear, step-by-step manner. There were no confusing jargon fields or hidden menus. What truly stood out was the use of open banking to verify my information securely. This meant I didn't have to hunt down old bank statements or payslips, which is a massive quality-of-life improvement. The process felt secure, modern, and incredibly efficient. **The Decision: Fast, Fair, and Clear** This is where Lendable truly excels and leaves traditional lenders in the dust. Within minutes of submitting my application, I received a decision. Not a "we'll be in touch in 3-5 business days," but a real, firm decision. The offer was presented with absolute clarity. The interest rate was competitive, the monthly repayment was clearly stated, and there were no hidden fees or confusing administrative charges to decipher. Everything was laid out transparently, allowing me to make an informed decision without pressure. The rate I was offered was significantly better than what my high-street bank had quoted me for a similar product. **Customer Service: Human, Helpful, and Responsive** While the digital platform is fantastic, it's the human element that truly solidified my five-star rating. I had a minor query about a specific detail in my agreement and decided to use the in-app chat feature. I was connected to a real, knowledgeable human being in under a minute. There were no bots, no "your call is important to us" messages. The representative was polite, patient, and answered my question thoroughly and professionally. It was refreshing to interact with a customer service team that is clearly empowered to help and is genuinely invested in providing a positive experience. **The Loan Management: Effortless and User-Friendly** Once the loan was approved, the funds were in my account the very next business day, as promised. The online dashboard for managing the loan is a masterpiece of simplicity. I can see my remaining balance, my next payment date, and my payment history at a glance. I have the flexibility to make overpayments or settle the loan early without any punitive penalties, which is a feature I greatly appreciate. It puts the control back in the hands of the customer. **Final Verdict** Lendable isn't just a loan company; it's a technology company that has fundamentally improved the lending process. They have successfully combined the speed and convenience of a modern fintech with the trust and customer-centric approach of a traditional institution. They are honest, transparent, and incredibly efficient. If you are looking for a personal loan and value your time, appreciate clear communication, and want to be treated like a valued customer rather than a number, I cannot recommend Lendable highly enough. My experience has been flawless from start to finish, and I will not hesitate to use their services again in the future. They have earned my complete trust and loyalty. A truly five-star service. Reviewed on: 26th March 2026
Super Happy Customer's avatar
Super Happy Customer

It was great and fast, reliable and great informatio...

5
It was great and fast, reliable and great information throughout. Reviewed on: 26th March 2026
Kelsey h's avatar
Kelsey h

I’ve never had any issues they massively helped me o...

5
I’ve never had any issues they massively helped me out when I needed money, and when I couldn’t pay, they was definitely there to help out with that, I’ve now paid my line off and I’m finally debt free but if I had to get a loan again I’ll definitely keep lendable in the back of my mine Reviewed on: 26th March 2026
Apryl Fishburn's avatar
Apryl Fishburn

I didn't expect to get it straight away, but there i...

5
I didn't expect to get it straight away, but there it was in my bank account straight away, great rapid service. Reviewed on: 26th March 2026
Paula D's avatar
Paula D

Lendable has always been the provider that has offer...

5
Lendable has always been the provider that has offered me the lowest rate. The only provider that has made managing my debt possible. Reviewed on: 26th March 2026
SB's avatar
SB

Very good service, very helpful, Intrest rate are v...

5
Very good service, very helpful, Intrest rate are very good Reviewed on: 26th March 2026
Kim Madigan's avatar
Kim Madigan

They are brilliant and helpful

5
They are brilliant and helpful, they really helped in my time of need Reviewed on: 26th March 2026
Brummie's avatar
Brummie

FASTEST EXPERIENCE

5
Fastest no frills experience I have ever had !!!! Reviewed on: 26th March 2026
martinmcgourlay@gmail.com's avatar
[email protected]

Review Lendable: Personal loan now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill