Smart Money People Logo

Lendable: Personal loan reviews

4.95
Based on 27,938 reviews, last reviewed 20th Apr 2026
2639000% increase in 5 star reviews
in the past 90 days
2600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to set up and responsive when needed, terms see... Easy to set up and responsive when needed, terms seem clear and easy to understand Reviewed on: 20th April 2026
Thomas F's avatar
Thomas F

Latest lowest rating:

1

They gave me a loan and now they won’t renew mine so... They gave me a loan and now they won’t renew mine so I don’t think there that good they get you to sign up for the first time the. Once they have you ... Read more Reviewed on: 19th April 2026
Chrissy P's avatar
Chrissy P

About this product

Lendable offer loans from £1,000 to £25,000.

Loans can be repaid over a term of 12 to 60 months but you can pay it off early with no fees to pay. If your Lendable loan is approved, you can get the funds in as little as two hours. There is non-refundable loan fee added to the loan amount.

Lendable loan reviews help you find out what it’s really like to be a customer. If you’ve used Lendable before, you can also leave a review and share your experience.

Review Lendable: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Lendable Personal loan reviews (27938)

Easy to apply and make repayments

5
Easy to apply and make repayments Reviewed on: 8th March 2026

Easy to apply and clear loan information.

5
Easy to apply and clear loan information. Fast payout, very good customer experience Reviewed on: 8th March 2026

Very easy and professional no hidden charges

5
Very easy and professional no hidden charges Reviewed on: 8th March 2026

Lendable have been great !

5
Lendable have been great ! So easy to communicate with and easy to navigate, would highly recommend Reviewed on: 8th March 2026

Quick and efficient process. Good website

4
Interest rates are pretty high. But I understand the market these loans are geared towards and the application process is quick and efficient. No issues there at all. Funds were received promptly. Website is clear and nicely laid out. What really annoys me is when lenders say you are "pre approved / your application has been accepted". Yay, great! ...but then proceed to ask you to provide a load more documents and info, which they usually already have, in order to "finalise your application" and make you wait another 3 days.. (wait... you just said my application was approved?..) That didn't really happen with lendable, it was pretty quick. Thanks x Reviewed on: 8th March 2026
Reply from Lendable Dear Rebecca, Thank you for such a detailed and thoughtful review. We are delighted to hear that you found our website user-friendly and that you received your funds promptly. It is also great to know that our "pre-approved" process lived up to your expectations by remaining quick and efficient without the delays you've experienced elsewhere. Regarding your comments on interest rates, Lendable utilizes a risk-based pricing model. This means that the rates we offer are personalized and determined by a variety of factors, including an individual’s unique credit profile and a comprehensive affordability assessment. This approach allows us to provide tailored offers to a broad range of customers while ensuring we are lending responsibly based on each person's specific circumstances. We also appreciate your feedback on the approval process. While we strive for an instant experience, our policy occasionally requires a few extra checks to verify information. We are glad that in your case, this remained a smooth and rapid journey. For your security and privacy, we cannot discuss the specific details of your interest rate, your credit assessment, or your account on this public forum. We aim for full transparency by ensuring all terms are clearly displayed during the application stage so there are no surprises for our customers. If you have any specific questions about your agreement, please do not hesitate to contact our team directly at [email protected]. Best regards, The Lendable Team Response date: 19th April 2026
Lendable Logo
Lendable

I recommended to friends and family, they were impre...

5
I recommended to friends and family, they were impressed to see their applications processed smoothly. They received the money the same day the application was accepted. Reviewed on: 8th March 2026

Excellent from start to finish

5
Excellent from applying at the start to the loan being accepted the ease of repayments and along the alert to remind me my payment is about to be taken Reviewed on: 8th March 2026

Third time using them portal is amazing very fast ea...

5
Third time using them portal is amazing very fast easy and straightforward experience good rates and no fuss early pay off Reviewed on: 8th March 2026

My questions were answered in a short time .

5
My questions were answered in a short time . Reviewed on: 8th March 2026

Easy application.

4
Easy application. Interest rate a little high. Reviewed on: 8th March 2026
Reply from Lendable Dear Andrew, Thank you for your feedback. We are pleased to hear that you found our application process to be easy and straightforward, as we aim to provide a seamless experience for all our customers. Regarding your comments on pricing, Lendable utilizes a risk-based pricing model. This means that the interest rates we offer are personalized and determined by a variety of factors, including an individual’s unique credit profile and a comprehensive affordability assessment. This approach allows us to provide tailored loan offers while ensuring we are lending responsibly and sustainably based on a customer's specific circumstances at the time of their application. For your security and privacy, we cannot discuss the specific details of your interest rate, your credit assessment, or your account on this public forum. We strive to maintain full transparency by ensuring all costs and terms are clearly displayed during the application stage to help our customers make informed financial decisions. If you have any specific questions about your agreement or would like to discuss this further, please do not hesitate to contact our team directly at [email protected]. Best regards, The Lendable Team Response date: 19th April 2026
Lendable Logo
Lendable

Review Lendable: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review