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Lendable: Personal loan reviews

4.95
Based on 29,044 reviews, last reviewed 21st Apr 2026
2744400% increase in 5 star reviews
in the past 90 days
2400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Good provider and helpful with concerns Good provider and helpful with concerns Reviewed on: 21st April 2026
Midii's avatar
Midii

Latest lowest rating:

2

They have always been communicative and mange debt t... They have always been communicative and mange debt through app to help track schedule history etc also on applying it was easy and straightforward Reviewed on: 21st April 2026

About this product

Lendable offer loans from £1,000 to £25,000.

Loans can be repaid over a term of 12 to 60 months but you can pay it off early with no fees to pay. If your Lendable loan is approved, you can get the funds in as little as two hours. There is non-refundable loan fee added to the loan amount.

Lendable loan reviews help you find out what it’s really like to be a customer. If you’ve used Lendable before, you can also leave a review and share your experience.

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Lendable Personal loan reviews (29044)

Start it finish just so quick and easy

5
Start it finish just so quick and easy Reviewed on: 23rd February 2026

Superb Lender

5
Money was transferred straight away. I’ve always had a positive experience with Lendable - customer service is quick and efficient. Reviewed on: 23rd February 2026

Very easier to apply get money in under 30min

5
Very easier to apply get money in under 30min Reviewed on: 20th February 2026

Easy, flexible and decent APR rates.

5
Easy, flexible and decent APR rates. Recommended. Reviewed on: 29th August 2025

I had a lendable loan never missed a payment nothing...

1
I had a lendable loan never missed a payment nothing in my life has altered but refused a second loan Reviewed on: 11th August 2025
Reply from Lendable Hello Andrew, Thank you for reaching out and sharing your experience. We completely understand the frustration of being a reliable customer and feeling that a decision doesn't align with your consistent payment history or your current financial situation. At Lendable, our lending decisions are based on a comprehensive assessment that goes beyond payment history alone. Even when a customer's personal circumstances remain unchanged, our internal credit models and the criteria provided by external credit reference agencies are updated regularly to reflect broader economic factors and lending standards. This means that eligibility for a new loan is evaluated independently of previous agreements, and a change in these background criteria can sometimes result in a different outcome. To protect your security and financial data, we cannot discuss the specific details of your credit file or your account on this public forum. Maintaining your privacy is our top priority. We would value the chance to look into this for you and provide any further clarity we can. Please contact our team at [email protected], and we will be happy to review your situation with you privately. Best regards, The Lendable Team Response date: 13th April 2026
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Very professional

5
Very easy from start to finish, friendly staff, and great interest rates. Reviewed on: 21st July 2025

Super easy process and simple to get started!

5
Super easy process and simple to get started! Reviewed on: 15th July 2025

Higher Interest rate

4
My experience was great but I must say that the interest was too high. Reviewed on: 12th July 2025
Reply from Lendable Dear Joshua, Thank you for your feedback and for your 4-star review. We are delighted to hear that you had a great experience with our service, as we strive to make the process as smooth as possible for all our customers. Regarding your comments on pricing, Lendable utilizes a risk-based pricing model. This means that the interest rates we offer are personalized and determined by a variety of factors, including an individual’s unique credit profile and a comprehensive affordability assessment. This approach allows us to provide tailored loan offers while ensuring we are lending responsibly and sustainably based on a customer's specific circumstances at the time of their application. For your security and privacy, we cannot discuss the specific details of your interest rate, your credit assessment, or your account on this public forum. We strive to maintain full transparency by ensuring all costs and terms are clearly displayed during the application stage to help our customers make informed financial decisions. If you have any specific questions about your agreement or would like to discuss this further, please do not hesitate to contact our team directly at [email protected]. Best regards, The Lendable Team Response date: 19th April 2026
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So Quick at Application and Fantastic Rates

5
So Quick at Application and Fantastic Rates which is Good for my Fianances Reviewed on: 8th July 2025

So happy!

5
So fast at getting the loan sorted. Couldn’t fault the process or the outcome. Thank you guys! Reviewed on: 8th July 2025

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