Smart Money People Logo

Lending Stream: Short-term loan reviews

4.93
Based on 2,495 reviews, last reviewed 6th Sep 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Excellent customer service and support They helped me when I really needed it,plus let me have a payment holiday when needed.just excellent service. Thank you Reviewed on: 6th September 2025
Rebecca K's avatar
Rebecca K

Latest lowest rating:

1

The company that treats valued customers badly If you pay off your loans on time and without missing any payments they don’t loan to you again simple as that. Reviewed on: 3rd July 2025
Alex's avatar
Alex

About this product

Lending Stream offer short-term loans.

With a Lending Stream short-term loan, you can repay in six monthly instalments and there are no charges for early repayment. You can apply online and money is sent to your bank account quickly if you’re approved.

Lending Stream short-term loan reviews help you find out what it’s really like to be a customer. If you’ve used Lending Stream before, you can also leave a review and share your experience.

Review Lending Stream: Short-term loan now

Help others make smarter decisions by sharing your own experience. Write a review

Lending Stream Short-term loan reviews (2495)

Would recommend

5
Easy site to navigate round. Easy instructions. Very reasonable rates and spread over 6 months is excellent. Cash goes into bank account very quickly. Reviewed on: 8th June 2017

Caroline

5
It was very good I had one loan then after 4 payments they let me have another one 10 out 10 Reviewed on: 8th June 2017

Awesome

5
Always there to help when I need it Reviewed on: 8th June 2017

Fast and straightforward

5
Nice and easy no phone call no documents which is great as I was in work when I needed to apply. Thankyou Reviewed on: 8th June 2017

Fast response but did not read what I was asking correctly

2
Always a fast response from lending stream but the answers are not always the best when asking a question about April payments I was told about payments I'd made in May so not useful, I'm also confused to when I can borrow money I thought payday loan providers were supposed to be convient, one day I'm getting a text saying I can borrow up to £500 and for the next 2 months I can't borrow anything even though I've made back early repayments and not even borrowed half the amount I was stated to be allowed, I am also not a fan of the way payments are staggered it makes things more difficult then needs to be, every month it is a different amount so this is a pain when budgeting. Reviewed on: 8th June 2017

Quick and easy service

5
Quick and easy to use and straight forward, would definitely recommend Reviewed on: 8th June 2017

Happy

5
Great service, I am happy with the customer service and the loan repayments Reviewed on: 8th June 2017

Won't give me another loan

3
Great company to pay out when you need it but when I paid back twice what I had borrowed before it was due they wouldn't let me get another loan even though I had been honest and faithful Reviewed on: 8th June 2017

huge intrest dont aply

1
dont bother applying is easy to aply but huge intrest best borrow from friend or family for 500 pound for a month u pay 200 pound intrest for a longer period u pay double the amount or even more don't recomand Reviewed on: 8th June 2017

Helpful and reliable!

5
Lending stream are always helpful to me when I need them, very quick process and if you are a good returning customer they will increase how much you can borrow. Great! Reviewed on: 8th June 2017

Review Lending Stream: Short-term loan now

Help others make smarter decisions by sharing your own experience. Write a review