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Lending Stream: Short-term loan reviews

View other Lending Stream products
4.94
Based on 5,088 reviews, last reviewed 3rd May 2026
249200% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing great service and easy to do Amazing great service and easy to do Reviewed on: 3rd May 2026
JC's avatar
JC

Latest lowest rating:

1

Customer review Very quick to arrange and respond Reviewed on: 23rd April 2026
Karen P's avatar
Karen P
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About this product

Lending Stream offer short-term loans.

With a Lending Stream short-term loan, you can repay in six monthly instalments and there are no charges for early repayment. You can apply online and money is sent to your bank account quickly if you’re approved.

Lending Stream short-term loan reviews help you find out what it’s really like to be a customer. If you’ve used Lending Stream before, you can also leave a review and share your experience.

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Lending Stream Short-term loan reviews (5088)

Exploitation

2
The service and convenience is great, the interest is extortionate. This is a way to exploit people with adverse credit (even if it is from poor decisions in my 20's which is no longer the case). Lending stream are aware people like this cannot obtain credit from high street banks. They will claim they are building in risk by charging higher interest just in case I default (even though they would hunt down every last penny). The truth of the matter is that if I am able to pay higher repayments because of high interest, I can pay lower easily. I would avoid unless it is absolutely essential. Reviewed on: 9th June 2017
Anon user's avatar
Anon user

Loans

5
Lending stream is easy to use always helpful ...much lower interest rates than similar lenders and up to 6 months to pay ...brilliant company would highly recommend xxx Reviewed on: 9th June 2017
Ruth Bell 's avatar
Ruth Bell

Happy

4
I had no trouble with this company Reviewed on: 9th June 2017
Stacey piercy's avatar
Stacey piercy

Excellent all round service

5
Whenever you need them they are there - fantastic company and fantastic service Reviewed on: 9th June 2017
Paul Milligan 's avatar
Paul Milligan

Simple, no fuss!

5
Brilliant service! Logged on, entered my details and I was approved within 30 seconds. The money was in my bank within 45 minutes. If you are looking to get out of a tight spot, then look no further than Lending Steam. Reviewed on: 9th June 2017
Robert Alexander's avatar
Robert Alexander

The best service i have used

5
I have always found this service very easy to use and easily contactable in the event of any payment date change etc. There are no 'hidden' extras and it is all explained very plainly so there can be no confusion. I would not hesitate in recommending this service to anyone. Keep up the good work. Reviewed on: 9th June 2017
Angela's avatar
Angela

Great customer service quick response and funding goes into your account quick with no delays

5
Very happy would recommend to family and friends Reviewed on: 9th June 2017
Samantha Houlston's avatar
Samantha Houlston

Brilliant

5
So fast and easy perfect loan to choose Reviewed on: 9th June 2017
Henry dixon's avatar
Henry dixon

Very pleased very helpful

4
Good experience,easy application no uneccessary jargon to deal with,also helps having their own app which allows you to full details about your loan and payments and how they can help even after you have been given loan,makes me feel less intimated about getting a loan as some companies can make you feel just like a number on a list of payday scroungers, extremely happy with my experience,like I said any worries I have my own personal app to keep me updated and reassured Reviewed on: 9th June 2017
Dawn Yarwood's avatar
Dawn Yarwood

They were great

5
I love lending stream because the service was good. They were eager to help. They made the form easy to fill and made sure you get the funds on time. I will recommend them. Reviewed on: 9th June 2017
Esohe Ogbeide Ehimwenma's avatar
Esohe Ogbeide Ehimwenma

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